Filing Flows › Community Trust Bancorp (CTBI) › How it makes money
How Community Trust Bancorp (CTBI) makes money
Community Trust Bancorp (CTBI) made $79.7M of revenue in the third quarter 2026 (Q3 2026), +11% from a year earlier. Net interest income brought in $61.1M (77%); Noninterest income brought in $18.6M (23%). Of every dollar of revenue, 43¢ was left as operating profit, 32¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $61.1M | 76.6% | +0.3% | +10% |
| Noninterest income | $18.6M | 23.4% | +6% | +17% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $79.7M | 100.0% |
| Operating profit | $34.1M | 42.7% |
| Income tax | $8.2M | 10.2% |
| Net earnings | $25.9M | 32.5% |
| Operating cash flow | $33.7M | 42.2% |
| Free cash flow | $32.4M | 40.7% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $79.7M | +12% |
From Community Trust Bancorp's 10-Q filed Nov 6, 2026 (on EDGAR).
Questions
How does Community Trust Bancorp make money?
Community Trust Bancorp (CTBI) made $79.7M of revenue in the third quarter 2026 (Q3 2026), +11% from a year earlier. Net interest income brought in $61.1M (77%); Noninterest income brought in $18.6M (23%). Of every dollar of revenue, 43¢ was left as operating profit, 32¢ was left as net earnings.
What is Community Trust Bancorp's biggest business?
Net interest income: $61.1M in the third quarter 2026, 77% of revenue, +10% from a year earlier.
What is Community Trust Bancorp's profit margin?
Net earnings were $25.9M, 32.5% of revenue, in the third quarter 2026; the operating margin was 42.7%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.