Filing Flows › CVB Financial (CVBF) › How it makes money
How CVB Financial (CVBF) makes money
CVB Financial (CVBF) made $196M of revenue in the third quarter 2026 (Q3 2026), +52% from a year earlier. Net interest income brought in $179M (92%); Noninterest income brought in $16.5M (8%). Of every dollar of revenue, 54¢ was left as operating profit, 40¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $179M | 91.6% | +10% | +55% |
| Noninterest income | $16.5M | 8.4% | -3% | +27% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $196M | 100.0% |
| Operating profit | $106M | 54.2% |
| Income tax | $28.0M | 14.3% |
| Net earnings | $78.1M | 39.9% |
| Operating cash flow | $140M | 71.4% |
| Free cash flow | $138M | 70.4% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $196M | +52% |
From CVB Financial's 10-Q filed Nov 6, 2026 (on EDGAR).
Questions
How does CVB Financial make money?
CVB Financial (CVBF) made $196M of revenue in the third quarter 2026 (Q3 2026), +52% from a year earlier. Net interest income brought in $179M (92%); Noninterest income brought in $16.5M (8%). Of every dollar of revenue, 54¢ was left as operating profit, 40¢ was left as net earnings.
What is CVB Financial's biggest business?
Net interest income: $179M in the third quarter 2026, 92% of revenue, +55% from a year earlier.
What is CVB Financial's profit margin?
Net earnings were $78.1M, 39.9% of revenue, in the third quarter 2026; the operating margin was 54.2%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.