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Citizens Financial Services (CZFS) earnings: beat the estimate

Citizens Financial Services (CZFS) reported on Oct 30, 2026 and beat the EPS estimate: $2.48 against $2.20 (+12.7%). Revenue was $31.6M for Q3 2026, +9% year over year. It beat the EPS estimate in 100% of the quarters on record.

Last result+12.7% vs estimate
Beat rate100%

The last report

Citizens Financial Services reported revenue of $31.6M for the third quarter 2026 (+9% Y/Y), net earnings $11.9M: Net interest income $27.3M, Noninterest income $4.3M. How it makes money → · Every quarter →

Citizens Financial Services: EPS against the estimate, last 4 reportsCitizens Financial Services: EPS against the estimate, last 4 reportsEstimateReported$2.07$2.18Jan 26$1.98$2.16Apr 26$1.98$2.12Jul 26$2.20$2.48Oct 26
Latest (Oct 26): Estimate $2.20, Reported $2.48.

Citizens Financial Services' latest quarter

Citizens Financial Services, Q3 2026: revenue $31.6M (+9% year over year), operating margin 46.1%, net earnings $11.9M, operating cash flow $5.3M. The chart follows the revenue to costs, profit and cash.

Questions

Did Citizens Financial Services beat earnings?

Citizens Financial Services (CZFS) reported on Oct 30, 2026 and beat the EPS estimate: $2.48 against $2.20 (+12.7%).

When does CZFS report earnings?

The next date is not set yet.

Does Citizens Financial Services usually beat earnings?

It beat the consensus EPS estimate in 100% of the quarters on record.

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Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.