Filing Flows › Citizens Financial Services (CZFS) › Free cash flow
Citizens Financial Services (CZFS) free cash flow by quarter
Citizens Financial Services' free cash flow was $5.0M in Q3 2026 (third quarter 2026), -72% from Q1 2026. Over the last 6 quarters it ranged from $2.7M (Q3 2025) to $17.9M (Q1 2026).
| Quarter | Free cash flow | Q/Q | Y/Y |
|---|---|---|---|
| Q3 2026 | $5.0M | -72% | +84% |
| Q1 2026 | $17.9M | +7% | +73% |
| Q4 2025 | $16.7M | +510% | — |
| Q3 2025 | $2.7M | -50% | — |
| Q2 2025 | $5.5M | -47% | — |
| Q1 2025 | $10.4M | — | — |
Q3 2026 at a glance
Citizens Financial Services, Q3 2026: revenue $31.6M (+9% year over year), operating margin 46.1%, net earnings $11.9M, operating cash flow $5.3M. The chart follows the revenue to costs, profit and cash.
Questions
What is Citizens Financial Services' free cash flow?
Citizens Financial Services' free cash flow was $5.0M in Q3 2026 (third quarter 2026), -72% from Q1 2026.
How has Citizens Financial Services' free cash flow changed?
Over the last 6 quarters it ranged from $2.7M (Q3 2025) to $17.9M (Q1 2026).
Q3 2026 results → · How Citizens Financial Services makes money →