Filing Flows › Dime Commercial Bancshares (DCOM) › Q3 2026
Dime Commercial Bancshares (DCOM) Q3 2026 earnings results (third quarter 2026)
10-Q filed Oct 30, 2026
Dime Commercial Bancshares (DCOM) reported revenue of $135M for the third quarter 2026 (Q3 2026), +17% from a year earlier and +7% from the quarter before. Operating margin was 41.4%, net earnings $41.6M (30.7% of revenue).
Dime Commercial Bancshares, Q3 2026: revenue $135M (+17% year over year), operating margin 41.4%, net earnings $41.6M, operating cash flow $108M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $135M | +7% | +17% |
| Operating profit | $56.0M | +17% | +40% |
| Net earnings | $41.6M | +19% | +50% |
| Operating cash flow | $108M | +93% | +107% |
| Free cash flow | $107M | — | +109% |
What changed
Revenue was $135.3M in Q3 2026, up 17% year over year and up 7% from the previous quarter. Net interest income was the largest line at 90% of revenue. Net interest income added $17.8M year over year (up 17%), 90% of the total change.
Operating profit was $56.0M, a 41.4% margin (up 6.7 points year over year). Of the extra revenue versus Q3 2025, 81% reached operating profit, above the 35% margin then. Total costs grew 5% against revenue growth of 17%. Net earnings were $41.6M, up 50% year over year. The effective tax rate was 25.8%.
Operating cash flow was $107.9M (up 107% year over year), 260% of net earnings. Non-cash charges added back $1.1M of depreciation and amortization and $2.3M of share-based compensation. Working capital and other items added $63.0M. Capital expenditures of $744K left free cash flow of $107.2M.
Questions
What was Dime Commercial Bancshares' revenue in the third quarter 2026?
Dime Commercial Bancshares (DCOM) reported revenue of $135M for the third quarter 2026 (Q3 2026), +17% from a year earlier and +7% from the quarter before.
Was Dime Commercial Bancshares profitable in the third quarter 2026?
Operating profit was $56.0M (41.4% of revenue) and net earnings $41.6M.