Filing Flows

Filing Flows › Companies › Eagle Bancorp Montana › Cash flow

Eagle Bancorp Montana cash flow, quarter by quarter

Latest: Q3 2026 · from the cash-flow statements filed with the SEC

Free cash flow$9.5M in Q3 2026 · $21.1M over twelve months

Operating cash flow$10.4M
Capital spending−$919K
Free cash flow+$9.5M
Cash / net income3.4×

Analysis

In Q3 2026, Eagle Bancorp Montana generated $10.4M of operating cash flow and spent $919K on capital projects, leaving free cash flow of $9.5M. That is $2.4M more than in Q3 2025 ($7.1M).

Over the twelve months to Sep 30, 2026, operating cash flow was $24.1M; the largest uses were other investing ($173M), dividends ($4.6M), capital spending ($3.0M); besides operations, cash came from other financing ($153M), asset & business sales ($154K); the cash balance fell by $4.7M.

Operating cash flow was $10.4M against net income of $3.0M — 3.4× profit, cash ran ahead of reported earnings. The largest differences: accrued liabilities +$4.9M, prepaid and other assets −$1.6M, depreciation & amortization +$1.5M.

Free cash flow

Eagle Bancorp Montana: free cash flow by quarterEagle Bancorp Montana: free cash flow by quarter$12.2MQ4 2024$262KQ1 2025$1.4MQ2 2025$7.1MQ3 2025$19.6MQ4 2025−$5.2MQ1 2026−$2.8MQ2 2026$9.5MQ3 2026
Operating cash flow less capital spending.
Eagle Bancorp Montana: operating cash flow against capital spendingEagle Bancorp Montana: operating cash flow against capital spendingOperating cash flowCapital spending$15.6M$3.3MQ4 2024$1.9M$1.6MQ1 2025$1.7M$359KQ2 2025$9.0M$1.9MQ3 2025$20.5M$934KQ4 2025−$4.7M$461KQ1 2026−$2.1M$718KQ2 2026$10.4M$919KQ3 2026
Latest (Q3 2026): Operating cash flow $10.4M, Capital spending $919K.

Capital allocation, year by year

Eagle Bancorp Montana: where the cash came from (up) and went (down), by fiscal yearEagle Bancorp Montana: where the cash came from (up) and went (down), by fiscal yearOperating cash flowAsset salesCapital spendingAcquisitionsBuybacksDividendsFY2021: Operating cash flow $56.5MFY2021: Asset sales $1.4MFY2021: Capital spending −$12.2MFY2021: Buybacks −$6.3MFY2021: Dividends −$3.0M$57.8MFY2021FY2022: Operating cash flow $41.9MFY2022: Asset sales $845KFY2022: Capital spending −$16.8MFY2022: Acquisitions $13.4MFY2022: Buybacks −$4.4MFY2022: Dividends −$4.1M$56.2MFY2022FY2023: Operating cash flow $9.3MFY2023: Asset sales $1.0MFY2023: Capital spending −$14.2MFY2023: Buybacks −$231KFY2023: Dividends −$4.4M$10.4MFY2023FY2024: Operating cash flow $28.5MFY2024: Asset sales $60KFY2024: Capital spending −$14.1MFY2024: Buybacks −$419KFY2024: Dividends −$4.5M$28.6MFY2024FY2025: Operating cash flow $33.1MFY2025: Asset sales $125KFY2025: Capital spending −$4.8MFY2025: Buybacks −$1.6MFY2025: Dividends −$4.6M$33.3MFY2025
Over these 5 years operating cash flow totalled $169M; the largest uses were capital spending ($62.0M) and dividends ($20.6M). Cash-flow statements as filed.

Where the cash came from and went

Eagle Bancorp Montana: sources (+) and uses (−) of cash, Q3 2026Eagle Bancorp Montana: sources (+) and uses (−) of cash, Q3 2026Other investing−$169MOther financing$157MOperating cash flow$10.4MCash drawn (+) / kept (−)$4.1MDividends−$1.2MCapital spending−$919K
Eagle Bancorp Montana: sources (+) and uses (−) of cash, TTM to Q3 2026Eagle Bancorp Montana: sources (+) and uses (−) of cash, TTM to Q3 2026Other investing−$173MOther financing$153MOperating cash flow$24.1MCash drawn (+) / kept (−)$4.7MDividends−$4.6MCapital spending−$3.0MBuybacks−$410KAsset & business sales$154K

From profit to cash

Eagle Bancorp Montana: net income to operating cash flow, Q3 2026Eagle Bancorp Montana: net income to operating cash flow, Q3 2026Net income$3.0MDepreciation & amortization$1.5MGains on disposals−$613KAccrued liabilities$4.9MPrepaid and other assets−$1.6MOperating cash flow$10.4M
Non-cash charges are added back; money tied up in receivables or inventory is subtracted.

Every quarter

QuarterOperating cash flowCapital spendingBuybacksDividendsCash drawn (+) / kept (−)Free cash flow
Q3 2026$10.4M−$919K—−$1.2M$4.1M$9.5M
Q2 2026−$2.1M−$718K—−$1.2M$24.8M−$2.8M
Q1 2026−$4.7M−$461K—−$1.2M$9.2M−$5.2M
Q4 2025$20.5M−$934K−$410K−$1.2M−$33.4M$19.6M
Q3 2025$9.0M−$1.9M—−$1.2M−$2.6M$7.1M
Q2 2025$1.7M−$359K−$408K−$1.1M−$4.1M$1.4M
Q1 2025$1.9M−$1.6M−$755K−$1.1M$8.8M$262K
Q4 2024$15.6M−$3.3M−$419K−$1.1M$10.6M$12.2M

Eagle Bancorp Montana: income statement and cash flow

Eagle Bancorp Montana, Q3 2026: revenue $25.1M (+7% year over year), operating margin 15.3%. The chart follows the revenue to costs, profit and cash.

Eagle Bancorp Montana: every quarter, Q/Q and Y/Y → Open in the app

Read automatically from the company’s XBRL cash-flow statements; quarterly figures for the fourth quarter are the year less the first three. Errors are possible. Not investment advice.