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How Eagle Bancorp Montana (EBMT) makes money

Eagle Bancorp Montana (EBMT) made $25.1M of revenue in the third quarter 2026 (Q3 2026), +7% from a year earlier. Net interest income brought in $20.0M (80%); Noninterest income brought in $5.1M (20%). Of every dollar of revenue, 15¢ was left as operating profit, 12¢ was left as net earnings.

Drawing the Sankey…

Eagle Bancorp Montana revenue by segment, Q3 2026Eagle Bancorp Montana revenue by segment, Q3 2026Net interest income$20.0MNoninterest income$5.1M
Eagle Bancorp Montana: where each dollar of revenue goesEagle Bancorp Montana: where each dollar of revenue goesOperating profit15¢Income tax3¢Net earnings12¢Operating cash flow41¢Free cash flow38¢

Revenue by segment, Q3 2026

SegmentRevenueShareQ/QY/Y
Net interest income$20.0M79.7%+4%+7%
Noninterest income$5.1M20.3%+2%+8%

Where each dollar of revenue goes

LineQ3 2026% of revenue
Revenue$25.1M100.0%
Operating profit$3.8M15.3%
Income tax$831K3.3%
Net earnings$3.0M12.0%
Operating cash flow$10.4M41.4%
Free cash flow$9.5M37.7%

Revenue, quarter by quarter

QuarterRevenueY/Y
Q3 2026$25.1M+7%

From Eagle Bancorp Montana's 10-Q filed Nov 4, 2026 (on EDGAR).

Questions

How does Eagle Bancorp Montana make money?

Eagle Bancorp Montana (EBMT) made $25.1M of revenue in the third quarter 2026 (Q3 2026), +7% from a year earlier. Net interest income brought in $20.0M (80%); Noninterest income brought in $5.1M (20%). Of every dollar of revenue, 15¢ was left as operating profit, 12¢ was left as net earnings.

What is Eagle Bancorp Montana's biggest business?

Net interest income: $20.0M in the third quarter 2026, 80% of revenue, +7% from a year earlier.

What is Eagle Bancorp Montana's profit margin?

Net earnings were $3.0M, 12.0% of revenue, in the third quarter 2026; the operating margin was 15.3%.

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Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.