Filing Flows

Filing Flows › ECB Bancorp (ECBK) › Q2 2026 › vs Q2 2025

ECB Bancorp (ECBK) Q2 2026 vs Q2 2025 (year over year)

ECB Bancorp's revenue rose $2.3M (+29%) from $8.0M in Q2 2025 to $10.3M in Q2 2026. Operating margin 43.2% against 23.9% (+19.3 pts).

ECB Bancorp, Q2 2026: revenue $10.3M (+29% year over year), operating margin 43.2%, net earnings $3.3M, operating cash flow $12.0M. The chart draws each line against Q2 2025, the increases inside each band.

ECB Bancorp: what changed, Q2 2026 vs Q2 2025ECB Bancorp: what changed, Q2 2026 vs Q2 2025Operating cash flow$10.1MFree cash flow (OCF − capex)$9.9MWorking capital & other$8.2MOperating profit$2.6MPre-tax earnings$2.6MNet earnings$1.8MCredit loss provision−$1.1MNoninterest expense$832KIncome tax$730KCosts & expenses−$227K

Margins

Q2 2026Q2 2025Change
Operating margin43.2%23.9%+19.3 pts
Net margin31.5%18.0%+13.6 pts
Free cash flow margin113.9%23.0%+90.9 pts

Every line

LineQ2 2026Q2 2025Change%
Revenue$10.3M$8.0M$2.3M+29%
Operating profit$4.5M$1.9M$2.6M+133%
Costs & expenses$5.9M$6.1M−$227K-4%
Pre-tax earnings$4.5M$1.9M$2.6M+133%
Credit loss provision$61K$1.1M−$1.1M-95%
Noninterest expense$5.8M$5.0M$832K+17%
Net earnings$3.3M$1.4M$1.8M+126%
Income tax$1.2M$475K$730K+154%
Depreciation & amortization$75K$75K$00%
Share-based compensation$335K$280K$55K+20%
Working capital & other$8.3M$100K$8.2M83×
Operating cash flow$12.0M$1.9M$10.1M+533%
Free cash flow (OCF − capex)$11.8M$1.8M$9.9M+538%
Capital expenditures$213K$50K$163K+326%

Questions

How much did ECB Bancorp's revenue grow year over year in Q2 2026?

ECB Bancorp's revenue rose $2.3M (+29%) from $8.0M in Q2 2025 to $10.3M in Q2 2026. Operating margin 43.2% against 23.9% (+19.3 pts).

Q2 2026 results → · Compare in the interactive Sankey →