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Encore Capital Group (ECPG) operating margin by quarter

Encore Capital Group's operating margin was 42.3% in Q3 2026 (third quarter 2026), +4.4 pts from Q2 2026. Over the last 7 quarters it ranged from 32.9% (Q1 2025) to 42.3% (Q3 2026).

Encore Capital Group operating margin by quarterEncore Capital Group operating margin by quarter32.9%Q1 202534.1%Q2 202537.6%Q3 202536.6%Q4 202538.7%Q1 202638.0%Q2 202642.3%Q3 2026
QuarterOperating marginQ/QY/Y
Q3 202642.3%+4.4 pts+4.7 pts
Q2 202638.0%-0.7 pts+3.9 pts
Q1 202638.7%+2.1 pts+5.8 pts
Q4 202536.6%-1.0 pts—
Q3 202537.6%+3.5 pts—
Q2 202534.1%+1.2 pts—
Q1 202532.9%——

Q3 2026 at a glance

Encore Capital Group, Q3 2026: revenue $545M (+18% year over year), operating margin 42.3%, net earnings $124M, operating cash flow $107M. The chart follows the revenue to costs, profit and cash.

Questions

What is Encore Capital Group's operating margin?

Encore Capital Group's operating margin was 42.3% in Q3 2026 (third quarter 2026), +4.4 pts from Q2 2026.

How has Encore Capital Group's operating margin changed?

Over the last 7 quarters it ranged from 32.9% (Q1 2025) to 42.3% (Q3 2026).

Q3 2026 results → · How Encore Capital Group makes money →