Filing Flows › Encore Capital Group (ECPG) › Q2 2026 › vs Q2 2025
Encore Capital Group (ECPG) Q2 2026 vs Q2 2025 (year over year)
Encore Capital Group's revenue rose $49.8M (+11%) from $442M in Q2 2025 to $492M in Q2 2026. Operating margin 38.0% against 34.1% (+3.9 pts).
Encore Capital Group, Q2 2026: revenue $492M (+11% year over year), operating margin 38.0%, net earnings $64.0M, operating cash flow −$29.4M. The chart draws each line against Q2 2025, the increases inside each band.
Margins
| Q2 2026 | Q2 2025 | Change | |
|---|---|---|---|
| Operating margin | 38.0% | 34.1% | +3.9 pts |
| Net margin | 13.0% | 13.3% | -0.3 pts |
Every line
| Line | Q2 2026 | Q2 2025 | Change | % |
|---|---|---|---|---|
| Revenue | $492M | $442M | $49.8M | +11% |
| Operating profit | $187M | $151M | $36.2M | +24% |
| Costs & expenses | $305M | $291M | $13.6M | +5% |
| Pre-tax earnings | $82.8M | $78.0M | $4.8M | +6% |
| Other expense, net | $104M | $72.7M | $31.3M | +43% |
| General & admin | $38.7M | $41.3M | −$2.6M | -6% |
| Other operating costs | $266M | $250M | $16.2M | +6% |
| Net earnings | $64.0M | $58.7M | $5.3M | +9% |
| Income tax | $18.8M | $19.3M | −$447K | -2% |
| Operating cash sources | $107M | $61.8M | $44.7M | +72% |
| Depreciation & amortization | $7.1M | $7.3M | −$199K | -3% |
| Share-based compensation | $6.0M | $5.3M | $760K | +14% |
| Cash used in operations | $29.4M | −$9.5M | $38.9M | — |
| Working capital & other | $107M | $61.8M | $44.7M | +72% |
Questions
How much did Encore Capital Group's revenue grow year over year in Q2 2026?
Encore Capital Group's revenue rose $49.8M (+11%) from $442M in Q2 2025 to $492M in Q2 2026. Operating margin 38.0% against 34.1% (+3.9 pts).