Filing Flows › Ellington Financial (EFC) › How it makes money
How Ellington Financial (EFC) makes money
Ellington Financial (EFC) made $118M of revenue in the third quarter 2026 (Q3 2026), +42% from a year earlier. Net interest income brought in $69.0M (59%); Noninterest income brought in $48.8M (41%). Of every dollar of revenue, 41¢ was left as operating profit, 34¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $69.0M | 58.6% | -5% | +39% |
| Noninterest income | $48.8M | 41.4% | -4% | +48% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $118M | 100.0% |
| Operating profit | $47.9M | 40.7% |
| Income tax | $2.0M | 1.7% |
| Net earnings | $40.4M | 34.3% |
| Operating cash flow | $16.7M | 14.1% |
| Free cash flow | $15.8M | 13.4% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $118M | +42% |
From Ellington Financial's 10-Q filed Nov 6, 2026 (on EDGAR).
Questions
How does Ellington Financial make money?
Ellington Financial (EFC) made $118M of revenue in the third quarter 2026 (Q3 2026), +42% from a year earlier. Net interest income brought in $69.0M (59%); Noninterest income brought in $48.8M (41%). Of every dollar of revenue, 41¢ was left as operating profit, 34¢ was left as net earnings.
What is Ellington Financial's biggest business?
Net interest income: $69.0M in the third quarter 2026, 59% of revenue, +39% from a year earlier.
What is Ellington Financial's profit margin?
Net earnings were $40.4M, 34.3% of revenue, in the third quarter 2026; the operating margin was 40.7%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.