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How Enterprise Financial Services (EFSC) makes money
Enterprise Financial Services (EFSC) made $188M of revenue in the third quarter 2026 (Q3 2026), -9% from a year earlier. Net interest income brought in $175M (93%); Noninterest income brought in $13.2M (7%). Of every dollar of revenue, 29¢ was left as operating profit, 23¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $175M | 93.0% | +3% | +10% |
| Noninterest income | $13.2M | 7.0% | -2% | -73% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $188M | 100.0% |
| Operating profit | $55.1M | 29.3% |
| Income tax | $12.6M | 6.7% |
| Net earnings | $42.4M | 22.6% |
| Operating cash flow | $72.7M | 38.7% |
| Free cash flow | $71.1M | 37.9% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $188M | -9% |
From Enterprise Financial Services' 10-Q filed Oct 30, 2026 (on EDGAR).
Questions
How does Enterprise Financial Services make money?
Enterprise Financial Services (EFSC) made $188M of revenue in the third quarter 2026 (Q3 2026), -9% from a year earlier. Net interest income brought in $175M (93%); Noninterest income brought in $13.2M (7%). Of every dollar of revenue, 29¢ was left as operating profit, 23¢ was left as net earnings.
What is Enterprise Financial Services' biggest business?
Net interest income: $175M in the third quarter 2026, 93% of revenue, +10% from a year earlier.
What is Enterprise Financial Services' profit margin?
Net earnings were $42.4M, 22.6% of revenue, in the third quarter 2026; the operating margin was 29.3%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.