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How Eagle Financial Services (EFSI) makes money
Eagle Financial Services (EFSI) made $22.9M of revenue in the third quarter 2026 (Q3 2026), +3% from a year earlier. Net interest income brought in $17.6M (77%); Noninterest income brought in $5.3M (23%). Of every dollar of revenue, 25¢ was left as operating profit, 21¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $17.6M | 76.9% | +4% | +3% |
| Noninterest income | $5.3M | 23.1% | -38% | +3% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $22.9M | 100.0% |
| Operating profit | $5.7M | 25.1% |
| Income tax | $998K | 4.4% |
| Net earnings | $4.8M | 20.7% |
| Operating cash flow | $25.6M | 111.8% |
| Free cash flow | $25.4M | 110.9% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $22.9M | +2% |
From Eagle Financial Services' 10-Q filed Nov 9, 2026 (on EDGAR).
Questions
How does Eagle Financial Services make money?
Eagle Financial Services (EFSI) made $22.9M of revenue in the third quarter 2026 (Q3 2026), +3% from a year earlier. Net interest income brought in $17.6M (77%); Noninterest income brought in $5.3M (23%). Of every dollar of revenue, 25¢ was left as operating profit, 21¢ was left as net earnings.
What is Eagle Financial Services' biggest business?
Net interest income: $17.6M in the third quarter 2026, 77% of revenue, +3% from a year earlier.
What is Eagle Financial Services' profit margin?
Net earnings were $4.8M, 20.7% of revenue, in the third quarter 2026; the operating margin was 25.1%.
Updated Nov 9, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.