Filing Flows › Equifax (EFX) › Q3 2025
Equifax (EFX) Q3 2025 earnings results (third quarter 2025)
10-Q filed Oct 21, 2025
Equifax (EFX) reported revenue of $1.5B for the third quarter 2025 (Q3 2025), +7% from a year earlier and +0.5% from the quarter before. Operating margin was 17.1%, net earnings $162M (10.5% of revenue).
Equifax, Q3 2025: revenue $1.5B (+7% year over year), operating margin 17.1%, net earnings $162M, operating cash flow $560M. The chart follows the revenue to costs, profit and cash.
| Q3 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $1.5B | +0.5% | +7% |
| Operating profit | $264M | -15% | +7% |
| Net earnings | $162M | -16% | +13% |
| Operating cash flow | $560M | +55% | +17% |
| Free cash flow | $438M | +83% | +23% |
What changed
Revenue was $1.5B in Q3 2025, up 7% year over year and up 1% from the previous quarter.
Operating profit was $0.26B, a 17.1% margin (unchanged year over year). Of the extra revenue versus a year earlier, 17% reached operating profit, below the 17% margin then. Total costs grew 7% against revenue growth of 7%. The fastest-growing cost line was SG&A (+14%). Net earnings were $0.16B, up 13% year over year. The effective tax rate was 25.0%.
Operating cash flow was $0.56B (up 17% year over year), 347% of net earnings. Non-cash charges added back $0.19B of depreciation and amortization and $0.02B of share-based compensation. Working capital and other items added $0.20B. Capital expenditures of $0.12B left free cash flow of $0.44B.
Questions
What was Equifax's revenue in the third quarter 2025?
Equifax (EFX) reported revenue of $1.5B for the third quarter 2025 (Q3 2025), +7% from a year earlier and +0.5% from the quarter before.
Was Equifax profitable in the third quarter 2025?
Operating profit was $264M (17.1% of revenue) and net earnings $162M.
Source: Equifax 10-Q on SEC EDGAR.