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Equifax (EFX) Q3 2026 earnings results (third quarter 2026)
10-Q filed Oct 20, 2026
Equifax (EFX) reported revenue of $1.7B for the third quarter 2026 (Q3 2026), +10% from a year earlier and -0.4% from the quarter before. Operating margin was 21.0%, net earnings $212M (12.5% of revenue).
Equifax, Q3 2026: revenue $1.7B (+10% year over year), operating margin 21.0%, net earnings $212M, operating cash flow $560M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $1.7B | -0.4% | +10% |
| Operating profit | $355M | +13% | +34% |
| Net earnings | $212M | +15% | +32% |
| Operating cash flow | $560M | +65% | +0.1% |
| Free cash flow | $437M | +113% | -0.2% |
What changed
Revenue was $1.7B in Q3 2026, up 10% year over year and roughly flat from the previous quarter.
Operating profit was $0.36B, a 21.0% margin (up 3.9 points year over year). Of the extra revenue versus Q3 2025, 62% reached operating profit, above the 17% margin then. Total costs grew 4% against revenue growth of 10%. The fastest-growing cost line was Cost of revenue (+13%). Net earnings were $0.21B, up 32% year over year. The effective tax rate was 28.1%.
Operating cash flow was $0.56B (roughly flat year over year), 263% of net earnings. Non-cash charges added back $0.20B of depreciation and amortization and $0.01B of share-based compensation. Working capital and other items added $0.14B. Capital expenditures of $0.12B left free cash flow of $0.44B.
Questions
What was Equifax's revenue in the third quarter 2026?
Equifax (EFX) reported revenue of $1.7B for the third quarter 2026 (Q3 2026), +10% from a year earlier and -0.4% from the quarter before.
Was Equifax profitable in the third quarter 2026?
Operating profit was $355M (21.0% of revenue) and net earnings $212M.
Source: Equifax 10-Q on SEC EDGAR.