Filing Flows › Eagle Bancorp (EGBN) › Q3 2026
Eagle Bancorp (EGBN) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 5, 2026
Eagle Bancorp (EGBN) reported revenue of $70.9M for the third quarter 2026 (Q3 2026), +0.3% from a year earlier and -3% from the quarter before. Operating margin was 29.6%, net earnings $24.2M (34.2% of revenue).
Eagle Bancorp, Q3 2026: revenue $70.9M (+0.3% year over year), operating margin 29.6%, net earnings $24.2M, operating cash flow $56.2M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $70.9M | -3% | +0.3% |
| Operating profit | $21.0M | +175% | — |
| Net earnings | $24.2M | +250% | — |
| Operating cash flow | $56.2M | +74% | +183% |
| Free cash flow | $54.2M | +72% | +242% |
What changed
Revenue was $70.9M in Q3 2026, roughly flat year over year and down 3% from the previous quarter. Net interest income was the largest line at 87% of revenue. Noninterest income added $7.1M year over year (up 283%), 3228% of the total change. Net interest income declined 10%.
Operating profit was $21.0M, a 29.6% margin (up 149.0 points year over year). Total costs fell 68% while revenue was flat. The fastest-growing cost line was Noninterest expense (+12%). Net earnings were $24.2M. The effective tax rate was -15.7%.
Operating cash flow was $56.2M (up 183% year over year), 232% of net earnings. Non-cash charges added back $562K of depreciation and amortization and $3.5M of share-based compensation. Working capital and other items added $27.9M. Capital expenditures of $2.0M left free cash flow of $54.2M.
Questions
What was Eagle Bancorp's revenue in the third quarter 2026?
Eagle Bancorp (EGBN) reported revenue of $70.9M for the third quarter 2026 (Q3 2026), +0.3% from a year earlier and -3% from the quarter before.
Was Eagle Bancorp profitable in the third quarter 2026?
Operating profit was $21.0M (29.6% of revenue) and net earnings $24.2M.
Source: Eagle Bancorp 10-Q on SEC EDGAR.