Filing Flows › Employers Holdings (EIG) › Q3 2025
Employers Holdings (EIG) Q3 2025 earnings results (third quarter 2025)
10-Q filed Oct 31, 2025
Employers Holdings (EIG) reported revenue of $239M for the third quarter 2025 (Q3 2025), +7% from a year earlier and -3% from the quarter before. Operating margin was -4.7%, net loss $8.3M (3.5% of revenue).
Employers Holdings, Q3 2025: revenue $239M (+7% year over year), operating margin -4.7%, net loss $8.3M, operating cash flow $29.4M. The chart follows the revenue to costs, profit and cash.
| Q3 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $239M | -3% | +7% |
| Operating profit | −$11.2M | -130% | — |
| Net earnings | −$8.3M | -128% | — |
| Operating cash flow | $29.4M | — | -42% |
| Free cash flow | $28.8M | — | -43% |
What changed
Revenue was $239.3M in Q3 2025, up 7% year over year and down 3% from the previous quarter.
Operating costs exceeded revenue by $11.2M, an operating margin of -4.7%. Total costs grew 34% against revenue growth of 7%. The quarter ended with a net loss of $8.3M, after a profit of $29.7M the previous quarter.
Operating cash flow was $29.4M (down 42% year over year). Non-cash charges added back $3.7M of depreciation and amortization and $1.1M of share-based compensation. Working capital and other items added $32.9M. Capital expenditures of $600K left free cash flow of $28.8M.
Questions
What was Employers Holdings' revenue in the third quarter 2025?
Employers Holdings (EIG) reported revenue of $239M for the third quarter 2025 (Q3 2025), +7% from a year earlier and -3% from the quarter before.
Was Employers Holdings profitable in the third quarter 2025?
Operating loss was $11.2M (-4.7% of revenue) and net loss $8.3M.
Source: Employers Holdings 10-Q on SEC EDGAR.