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Employers Holdings (EIG) Q3 2026 earnings results (third quarter 2026)

10-Q filed Oct 30, 2026

Employers Holdings (EIG) reported revenue of $189M for the third quarter 2026 (Q3 2026), -21% from a year earlier and -14% from the quarter before. Operating margin was 7.7%, net earnings $11.6M (6.1% of revenue).

Revenue$189M
Year over year-21%
Quarter over quarter-14%
Operating margin7.7%
Net earnings$11.6M

Employers Holdings, Q3 2026: revenue $189M (-21% year over year), operating margin 7.7%, net earnings $11.6M, operating cash flow −$11.4M. The chart follows the revenue to costs, profit and cash.

Q3 2026AmountQ/QY/Y
Revenue$189M-14%-21%
Operating profit$14.5M-58%—
Net earnings$11.6M-60%—
Operating cash flow−$11.4M—-139%

What changed

Revenue was $189.3M in Q3 2026, down 21% year over year and down 14% from the previous quarter.

Operating profit was $14.5M, a 7.7% margin (up 12.3 points year over year). Total costs fell 30% while revenue fell 21%. Net earnings were $11.6M. The effective tax rate was 20.0%.

Operating cash flow was −$11.4M. Non-cash charges added back $3.5M of depreciation and amortization and $1.7M of share-based compensation. Working capital and other items used $28.2M. Capital expenditures of $800K exceeded it, leaving free cash flow of −$12.2M.

Questions

What was Employers Holdings' revenue in the third quarter 2026?

Employers Holdings (EIG) reported revenue of $189M for the third quarter 2026 (Q3 2026), -21% from a year earlier and -14% from the quarter before.

Was Employers Holdings profitable in the third quarter 2026?

Operating profit was $14.5M (7.7% of revenue) and net earnings $11.6M.

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Source: Employers Holdings 10-Q on SEC EDGAR.