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Enova International (ENVA) gross margin by quarter

Enova International's gross margin was 60.9% in Q3 2026 (third quarter 2026), -0.3 pts from Q2 2026. Over the last 7 quarters it ranged from 57.2% (Q1 2025) to 61.2% (Q2 2026).

Enova International gross margin by quarterEnova International gross margin by quarter57.2%Q1 202557.8%Q2 202557.4%Q3 202559.8%Q4 202560.4%Q1 202661.2%Q2 202660.9%Q3 2026
QuarterGross marginQ/QY/Y
Q3 202660.9%-0.3 pts+3.5 pts
Q2 202661.2%+0.7 pts+3.4 pts
Q1 202660.4%+0.7 pts+3.3 pts
Q4 202559.8%+2.4 pts—
Q3 202557.4%-0.4 pts—
Q2 202557.8%+0.6 pts—
Q1 202557.2%——

Q3 2026 at a glance

Enova International, Q3 2026: revenue $1.0B (+26% year over year), operating margin 24.5%, net earnings $107M, operating cash flow $536M. The chart follows the revenue to costs, profit and cash.

Questions

What is Enova International's gross margin?

Enova International's gross margin was 60.9% in Q3 2026 (third quarter 2026), -0.3 pts from Q2 2026.

How has Enova International's gross margin changed?

Over the last 7 quarters it ranged from 57.2% (Q1 2025) to 61.2% (Q2 2026).

Q3 2026 results → · How Enova International makes money →