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Enova International (ENVA) operating margin by quarter

Enova International's operating margin was 24.5% in Q3 2026 (third quarter 2026), -1.0 pts from Q2 2026. Over the last 7 quarters it ranged from 22.2% (Q4 2025) to 25.5% (Q2 2026).

Enova International operating margin by quarterEnova International operating margin by quarter23.1%Q1 202524.1%Q2 202524.5%Q3 202522.2%Q4 202523.7%Q1 202625.5%Q2 202624.5%Q3 2026
QuarterOperating marginQ/QY/Y
Q3 202624.5%-1.0 pts-0.0 pts
Q2 202625.5%+1.9 pts+1.4 pts
Q1 202623.7%+1.4 pts+0.6 pts
Q4 202522.2%-2.3 pts—
Q3 202524.5%+0.4 pts—
Q2 202524.1%+1.0 pts—
Q1 202523.1%——

Q3 2026 at a glance

Enova International, Q3 2026: revenue $1.0B (+26% year over year), operating margin 24.5%, net earnings $107M, operating cash flow $536M. The chart follows the revenue to costs, profit and cash.

Questions

What is Enova International's operating margin?

Enova International's operating margin was 24.5% in Q3 2026 (third quarter 2026), -1.0 pts from Q2 2026.

How has Enova International's operating margin changed?

Over the last 7 quarters it ranged from 22.2% (Q4 2025) to 25.5% (Q2 2026).

Q3 2026 results → · How Enova International makes money →