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Filing Flows › Enova International (ENVA) › Q2 2026 › vs Q1 2026

Enova International (ENVA) Q2 2026 vs Q1 2026 (quarter over quarter)

Enova International's revenue rose $53.8M (+6%) from $875M in Q1 2026 to $929M in Q2 2026. Gross margin 61.2% against 60.4% (+0.7 pts).

Enova International, Q2 2026: revenue $929M (+22% year over year), operating margin 25.5%, net earnings $105M, operating cash flow $544M. The chart draws each line against Q1 2026, the increases inside each band.

Enova International: what changed, Q2 2026 vs Q1 2026Enova International: what changed, Q2 2026 vs Q1 2026Operating cash flow$69.5MFree cash flow (OCF − capex)$67.6MWorking capital & other$56.0MGross profit$39.1MOperating profit$30.0MPre-tax earnings$27.2MCost of revenue$14.7MNet earnings$14.0MIncome tax$13.3MOther operating costs$12.8M

Margins

Q2 2026Q1 2026Change
Gross margin61.2%60.4%+0.7 pts
Operating margin25.5%23.7%+1.9 pts
Net margin11.3%10.4%+0.9 pts
Free cash flow margin57.2%53.0%+4.2 pts

Every line

LineQ2 2026Q1 2026Change%
Revenue$929M$875M$53.8M+6%
Gross profit$568M$529M$39.1M+7%
Cost of revenue$361M$346M$14.7M+4%
Operating profit$237M$207M$30.0M+15%
Operating expenses$331M$322M$9.1M+3%
Pre-tax earnings$140M$113M$27.2M+24%
Other expense, net$97.0M$94.2M$2.8M+3%
General & admin$44.1M$47.8M−$3.7M-8%
Other operating costs$287M$274M$12.8M+5%
Net earnings$105M$91.1M$14.0M+15%
Income tax$35.0M$21.8M$13.3M+61%
Depreciation & amortization$8.4M$8.9M−$491K-6%
Share-based compensation$8.7M$8.7M$38K+0.4%
Working capital & other$422M$366M$56.0M+15%
Operating cash flow$544M$475M$69.5M+15%
Free cash flow (OCF − capex)$531M$464M$67.6M+15%
Capital expenditures$12.6M$10.8M$1.9M+17%

Questions

How much did Enova International's revenue grow quarter over quarter in Q2 2026?

Enova International's revenue rose $53.8M (+6%) from $875M in Q1 2026 to $929M in Q2 2026. Gross margin 61.2% against 60.4% (+0.7 pts).

Q2 2026 results → · Compare in the interactive Sankey →