Filing Flows

Filing Flows › Companies › Erie Indemnity › Cash flow

Erie Indemnity cash flow, quarter by quarter

Latest: Q3 2026 · from the cash-flow statements filed with the SEC

Free cash flow$185M in Q3 2026 · $554M over twelve months

Operating cash flow$213M
Capital spending−$28.0M
Free cash flow+$185M
Cash / net income1.2×

Analysis

In Q3 2026, Erie Indemnity generated $213M of operating cash flow and spent $28.0M on capital projects, leaving free cash flow of $185M. That is $958K more than in Q3 2025 ($184M).

Over the twelve months to Sep 30, 2026, operating cash flow was $692M; the largest uses were other investing ($492M), dividends ($268M), capital spending ($138M); the cash balance fell by $206M.

Operating cash flow was $213M against net income of $182M — 1.2× profit, cash ran ahead of reported earnings.

Free cash flow

Erie Indemnity: free cash flow by quarterErie Indemnity: free cash flow by quarter$147MQ4 2024$88.4MQ1 2025$157MQ2 2025$184MQ3 2025$141MQ4 2025$54.5MQ1 2026$173MQ2 2026$185MQ3 2026
Operating cash flow less capital spending.
Erie Indemnity: operating cash flow against capital spendingErie Indemnity: operating cash flow against capital spendingOperating cash flowCapital spending$193M$46.6MQ4 2024$118M$29.7MQ1 2025$178M$20.3MQ2 2025$219M$35.0MQ3 2025$172M$30.8MQ4 2025$91.9M$37.4MQ1 2026$215M$41.5MQ2 2026$213M$28.0MQ3 2026
Latest (Q3 2026): Operating cash flow $213M, Capital spending $28.0M.

Capital allocation, year by year

Erie Indemnity: where the cash came from (up) and went (down), by fiscal yearErie Indemnity: where the cash came from (up) and went (down), by fiscal yearOperating cash flowNet borrowingAsset salesCapital spendingDividendsFY2021: Operating cash flow $403MFY2021: Net borrowing −$2.0MFY2021: Capital spending −$149MFY2021: Dividends −$193M$403MFY2021FY2022: Operating cash flow $366MFY2022: Net borrowing −$94.1MFY2022: Asset sales $265KFY2022: Capital spending −$67.2MFY2022: Dividends −$207M$366MFY2022FY2023: Operating cash flow $381MFY2023: Capital spending −$92.6MFY2023: Dividends −$222M$381MFY2023FY2024: Operating cash flow $611MFY2024: Capital spending −$125MFY2024: Dividends −$238M$611MFY2024FY2025: Operating cash flow $687MFY2025: Capital spending −$116MFY2025: Dividends −$254M$687MFY2025
Over these 5 years operating cash flow totalled $2.4B; the largest uses were dividends ($1.1B) and capital spending ($549M). Cash-flow statements as filed.

Cash runway and the debt wall

Cash & investments$424M
Debtnone
Net cash$424M

Erie Indemnity funds itself: free cash flow was $554M over the last twelve months, with $424M of cash and investments and no debt on the balance sheet.

Where the cash came from and went

Erie Indemnity: sources (+) and uses (−) of cash, Q3 2026Erie Indemnity: sources (+) and uses (−) of cash, Q3 2026Operating cash flow$213MCash drawn (+) / kept (−)−$79.8MDividends−$68.1MOther investing−$28.8MCapital spending−$28.0MOther financing−$8.7M
Erie Indemnity: sources (+) and uses (−) of cash, TTM to Q3 2026Erie Indemnity: sources (+) and uses (−) of cash, TTM to Q3 2026Operating cash flow$692MOther investing−$492MDividends−$268MCash drawn (+) / kept (−)$206MCapital spending−$138MOther financing−$18K

Every quarter

QuarterOperating cash flowCapital spendingDividendsCash drawn (+) / kept (−)Free cash flow
Q3 2026$213M−$28.0M−$68.1M−$79.8M$185M
Q2 2026$215M−$41.5M−$68.1M−$14.3M$173M
Q1 2026$91.9M−$37.4M−$68.1M$77.3M$54.5M
Q4 2025$172M−$30.8M−$63.6M$223M$141M
Q3 2025$219M−$35.0M−$63.6M−$211M$184M
Q2 2025$178M−$20.3M−$63.6M−$97.6M$157M
Q1 2025$118M−$29.7M−$63.6M$38.0M$88.4M
Q4 2024$193M−$46.6M−$59.4M−$77.2M$147M

Erie Indemnity: income statement and cash flow

Erie Indemnity, Q3 2026: revenue $1.1B (+0.3% year over year), operating margin 19.4%. The chart follows the revenue to costs, profit and cash.

Erie Indemnity: every quarter, Q/Q and Y/Y → Open in the app

Read automatically from the company’s XBRL cash-flow statements; quarterly figures for the fourth quarter are the year less the first three. Errors are possible. Not investment advice.