Filing Flows › Erie Indemnity (ERIE) › Q3 2026 › vs Q3 2025
Erie Indemnity (ERIE) Q3 2026 vs Q3 2025 (year over year)
Erie Indemnity's revenue rose $3.2M (+0.3%) from $1.1B in Q3 2025 to $1.1B in Q3 2026. The biggest changes: Management fee revenue - policy issuance and renewal services +$21.7M (+3%); Administrative services reimbursement revenue −$18.1M (-8%); Service agreement revenue −$1.3M (-19%). Operating margin 19.4% against 19.6% (-0.2 pts).
Erie Indemnity, Q3 2026: revenue $1.1B (+0.3% year over year), operating margin 19.4%, net earnings $182M, operating cash flow $213M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 19.4% | 19.6% | -0.2 pts |
| Net margin | 17.0% | 17.1% | -0.1 pts |
| Free cash flow margin | 17.3% | 17.3% | +0.0 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Management fee revenue - policy issuance and renewal services | $847M | $825M | $21.7M | +3% |
| Administrative services reimbursement revenue | $198M | $216M | −$18.1M | -8% |
| Management fee revenue - administrative services | $19.7M | $18.8M | $889K | +5% |
| Service agreement revenue | $5.7M | $6.9M | −$1.3M | -19% |
| Revenue | $1.1B | $1.1B | $3.2M | +0.3% |
| Other income, net | $25.4M | $23.8M | $1.5M | +6% |
| Operating profit | $207M | $209M | −$1.5M | -0.7% |
| Costs & expenses | $863M | $858M | $4.7M | +0.5% |
| Pre-tax earnings | $233M | $233M | −$6K | 0% |
| Net earnings | $182M | $183M | −$864K | -0.5% |
| Income tax | $50.8M | $49.9M | $858K | +2% |
| Working capital & other | $31.4M | $36.6M | −$5.1M | -14% |
| Operating cash flow | $213M | $219M | −$6.0M | -3% |
| Free cash flow (OCF − capex) | $185M | $184M | $958K | +0.5% |
| Capital expenditures | $28.0M | $35.0M | −$7.0M | -20% |
Questions
How much did Erie Indemnity's revenue grow year over year in Q3 2026?
Erie Indemnity's revenue rose $3.2M (+0.3%) from $1.1B in Q3 2025 to $1.1B in Q3 2026.
What drove Erie Indemnity's revenue change in Q3 2026?
Management fee revenue - policy issuance and renewal services +$21.7M (+3%); Administrative services reimbursement revenue −$18.1M (-8%); Service agreement revenue −$1.3M (-19%).