Filing Flows › Esquire Financial Holdings (ESQ) › How it makes money
How Esquire Financial Holdings (ESQ) makes money
Esquire Financial Holdings (ESQ) made $61.4M of revenue in the third quarter 2026 (Q3 2026), +63% from a year earlier. Net interest income brought in $53.5M (87%); Noninterest income brought in $7.9M (13%). Of every dollar of revenue, 38¢ was left as operating profit, 28¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $53.5M | 87.2% | +50% | +71% |
| Noninterest income | $7.9M | 12.8% | +24% | +27% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $61.4M | 100.0% |
| Operating profit | $23.6M | 38.5% |
| Income tax | $6.1M | 10.0% |
| Net earnings | $17.5M | 28.5% |
| Operating cash flow | $13.2M | 21.5% |
| Free cash flow | $13.0M | 21.2% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $61.4M | +63% |
From Esquire Financial Holdings' 10-Q filed Nov 9, 2026 (on EDGAR).
Questions
How does Esquire Financial Holdings make money?
Esquire Financial Holdings (ESQ) made $61.4M of revenue in the third quarter 2026 (Q3 2026), +63% from a year earlier. Net interest income brought in $53.5M (87%); Noninterest income brought in $7.9M (13%). Of every dollar of revenue, 38¢ was left as operating profit, 28¢ was left as net earnings.
What is Esquire Financial Holdings' biggest business?
Net interest income: $53.5M in the third quarter 2026, 87% of revenue, +71% from a year earlier.
What is Esquire Financial Holdings' profit margin?
Net earnings were $17.5M, 28.5% of revenue, in the third quarter 2026; the operating margin was 38.5%.
Updated Nov 9, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.