Filing Flows › Evertec (EVTC) › Q4 2025
Evertec (EVTC) Q4 2025 earnings results (fourth quarter 2025)
10-K filed Mar 2, 2026
Evertec (EVTC) reported revenue of $245M for the fourth quarter 2025 (Q4 2025), +13% from a year earlier and +7% from the quarter before. Operating margin was 17.6%, net earnings $35.6M (14.5% of revenue).
Evertec, Q4 2025: revenue $245M (+13% year over year), operating margin 17.6%, net earnings $35.6M, operating cash flow $70.0M. The chart follows the revenue to costs, profit and cash.
| Q4 2025 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $245M | +7% | +13% |
| Operating profit | $43.1M | +14% | -10% |
| Net earnings | $35.6M | +8% | -11% |
| Operating cash flow | $70.0M | -1% | -7% |
| Free cash flow | $63.7M | -2% | -10% |
What changed
Revenue was $244.8M in Q4 2025, up 13% year over year and up 7% from the previous quarter. Latin America Payments and Solutions was the largest line at 41% of revenue.
Operating profit was $43.1M, a 17.6% margin (down 4.6 points year over year). Operating profit fell $4.9M even though revenue rose $28.4M versus a year earlier, so costs grew faster than sales. Total costs grew 20% against revenue growth of 13%. The fastest-growing cost line was SG&A (+20%). Net earnings were $35.6M, down 11% year over year. The effective tax rate was 4.2%.
Operating cash flow was $70.0M (down 7% year over year), 189% of net income including minority interests. Non-cash charges added back $5.8M of depreciation and amortization and $7.4M of share-based compensation. Working capital and other items added $19.8M. Capital expenditures of $6.3M left free cash flow of $63.7M.
Questions
What was Evertec's revenue in the fourth quarter 2025?
Evertec (EVTC) reported revenue of $245M for the fourth quarter 2025 (Q4 2025), +13% from a year earlier and +7% from the quarter before.
Was Evertec profitable in the fourth quarter 2025?
Operating profit was $43.1M (17.6% of revenue) and net earnings $35.6M.
Source: Evertec 10-K on SEC EDGAR.