Filing Flows › Ezcorp (EZPW) › Q4 FY25
Ezcorp (EZPW) Q4 FY25 earnings results (fourth quarter fiscal 2025)
10-K filed Nov 13, 2025
Ezcorp (EZPW) reported revenue of $337M for the fourth quarter fiscal 2025 (Q4 FY25), +14% from a year earlier and +8% from the quarter before. Operating margin was 11.0%, net earnings $26.7M (7.9% of revenue).
Ezcorp, Q4 FY25: revenue $337M (+14% year over year), operating margin 11.0%, net earnings $26.7M, operating cash flow $51.3M. The chart follows the revenue to costs, profit and cash.
| Q4 FY25 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $337M | +8% | +14% |
| Gross profit | $199M | +8% | +13% |
| Operating profit | $37.0M | +3% | +42% |
| Net earnings | $26.7M | +0.8% | +76% |
| Operating cash flow | $51.3M | +47% | +18% |
| Free cash flow | $35.7M | +39% | +46% |
What changed
Revenue was $336.8M in Q4 FY25, up 14% year over year and up 8% from the previous quarter.
Gross margin was 59.0%, down 0.6 points from Q4 FY24. Operating profit was $37.0M, a 11.0% margin (up 2.2 points year over year). Of the extra revenue versus Q4 FY24, 26% reached operating profit, above the 9% margin then. Operating expenses grew 8% against revenue growth of 14%. The fastest-growing cost line was General & admin (+13%). Net earnings were $26.7M, up 76% year over year. The effective tax rate was 26.4%.
Operating cash flow was $51.3M (up 18% year over year), 192% of net earnings. Non-cash charges added back $8.2M of depreciation and amortization and $3.3M of share-based compensation. Working capital and other items added $13.1M. Capital expenditures of $15.5M left free cash flow of $35.7M.
Questions
What was Ezcorp's revenue in the fourth quarter fiscal 2025?
Ezcorp (EZPW) reported revenue of $337M for the fourth quarter fiscal 2025 (Q4 FY25), +14% from a year earlier and +8% from the quarter before.
Was Ezcorp profitable in the fourth quarter fiscal 2025?
Operating profit was $37.0M (11.0% of revenue) and net earnings $26.7M.
Source: Ezcorp 10-K on SEC EDGAR.