Filing Flows › First American Financial (FAF) › Q3 2026
First American Financial (FAF) Q3 2026 earnings results (third quarter 2026)
10-Q filed Oct 23, 2026
First American Financial (FAF) reported revenue of $2.1B for the third quarter 2026 (Q3 2026), +5% from a year earlier and -2% from the quarter before. Operating margin was 10.9%, net earnings $177M (8.5% of revenue).
First American Financial, Q3 2026: revenue $2.1B (+5% year over year), operating margin 10.9%, net earnings $177M, operating cash flow $238M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $2.1B | -2% | +5% |
| Operating profit | $228M | -20% | -8% |
| Net earnings | $177M | -19% | -7% |
| Operating cash flow | $238M | -33% | -13% |
| Free cash flow | $197M | -38% | -12% |
What changed
Revenue was $2.1B in Q3 2026, up 5% year over year and down 2% from the previous quarter.
Operating profit was $0.23B, a 10.9% margin (down 1.6 points year over year). Operating profit fell $0.02B even though revenue rose $0.11B versus Q3 2025, so costs grew faster than sales. Total costs grew 7% against revenue growth of 5%. Net earnings were $0.18B, down 7% year over year. The effective tax rate was 22.4%.
Operating cash flow was $0.24B (down 13% year over year), 135% of net earnings. Non-cash charges added back $0.05B of depreciation and amortization and $0.01B of share-based compensation. Capital expenditures of $0.04B left free cash flow of $0.20B.
Questions
What was First American Financial's revenue in the third quarter 2026?
First American Financial (FAF) reported revenue of $2.1B for the third quarter 2026 (Q3 2026), +5% from a year earlier and -2% from the quarter before.
Was First American Financial profitable in the third quarter 2026?
Operating profit was $228M (10.9% of revenue) and net earnings $177M.