Filing Flows › First Business Financial Services (FBIZ) › Guidance history
First Business Financial Services (FBIZ) guidance history: what it guided and what it reported
First Business Financial Services gave guidance in 3 earnings releases on file since Apr 23, 2026.
Tax rate
Every guided period is still to be reported.
| Period | Guided (and how it moved) | Reported | Result | vs midpoint |
|---|---|---|---|---|
| FY2026 | 16.0%–18.0% (Apr 23, 2026) → lowered 13.0%–15.0% (Jul 30, 2026) → reaffirmed 13.0%–15.0% (Oct 29, 2026) | — | to be reported | — |
Net interest margin
Every guided period is still to be reported.
| Period | Guided (and how it moved) | Reported | Result | vs midpoint |
|---|---|---|---|---|
| FY2026 | 3.6%–3.6% (Apr 23, 2026) → reaffirmed 3.6%–3.6% (Jul 30, 2026) | — | to be reported | — |
The latest quarter
First Business Financial Services, Q3 2026: revenue $47.5M (+7% year over year), operating margin 41.0%, net earnings $16.6M, operating cash flow $5.5M. The chart follows the revenue to costs, profit and cash.
Questions
Does First Business Financial Services beat its guidance?
First Business Financial Services gave guidance in 3 earnings releases on file since Apr 23, 2026.
Each guided period is held to the last guidance given before its figures were reported; a single figure counts as in line within 1% (0.25 pts for a rate). Reported figures are GAAP, from the company's filings; adjusted guidance shows its moves only.