Filing Flows › First Business Financial Services (FBIZ) › How it makes money
How First Business Financial Services (FBIZ) makes money
First Business Financial Services (FBIZ) made $47.5M of revenue in the third quarter 2026 (Q3 2026), +7% from a year earlier. Net interest income brought in $39.1M (82%); Noninterest income brought in $8.4M (18%). Of every dollar of revenue, 41¢ was left as operating profit, 35¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $39.1M | 82.3% | +2% | +12% |
| Noninterest income | $8.4M | 17.7% | -2% | -13% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $47.5M | 100.0% |
| Operating profit | $19.5M | 41.0% |
| Income tax | $2.9M | 6.1% |
| Net earnings | $16.6M | 34.9% |
| Operating cash flow | $5.5M | 11.6% |
| Free cash flow | $5.2M | 10.9% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $47.5M | +7% |
From First Business Financial Services' 10-Q filed Oct 30, 2026 (on EDGAR).
Questions
How does First Business Financial Services make money?
First Business Financial Services (FBIZ) made $47.5M of revenue in the third quarter 2026 (Q3 2026), +7% from a year earlier. Net interest income brought in $39.1M (82%); Noninterest income brought in $8.4M (18%). Of every dollar of revenue, 41¢ was left as operating profit, 35¢ was left as net earnings.
What is First Business Financial Services' biggest business?
Net interest income: $39.1M in the third quarter 2026, 82% of revenue, +12% from a year earlier.
What is First Business Financial Services' profit margin?
Net earnings were $16.6M, 34.9% of revenue, in the third quarter 2026; the operating margin was 41.0%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.