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How FB Financial (FBK) makes money
FB Financial (FBK) made $174M of revenue in the third quarter 2026 (Q3 2026), +0.4% from a year earlier. Net interest income brought in $150M (86%); Noninterest income brought in $24.5M (14%). Of every dollar of revenue, 44¢ was left as operating profit, 35¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $150M | 85.9% | +0.7% | +2% |
| Noninterest income | $24.5M | 14.1% | -5% | -8% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $174M | 100.0% |
| Operating profit | $77.0M | 44.1% |
| Income tax | $16.8M | 9.6% |
| Net earnings | $60.2M | 34.5% |
| Operating cash flow | $19.7M | 11.3% |
| Free cash flow | $18.2M | 10.5% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $174M | +0.4% |
From FB Financial's 10-Q filed Nov 2, 2026 (on EDGAR).
Questions
How does FB Financial make money?
FB Financial (FBK) made $174M of revenue in the third quarter 2026 (Q3 2026), +0.4% from a year earlier. Net interest income brought in $150M (86%); Noninterest income brought in $24.5M (14%). Of every dollar of revenue, 44¢ was left as operating profit, 35¢ was left as net earnings.
What is FB Financial's biggest business?
Net interest income: $150M in the third quarter 2026, 86% of revenue, +2% from a year earlier.
What is FB Financial's profit margin?
Net earnings were $60.2M, 34.5% of revenue, in the third quarter 2026; the operating margin was 44.1%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.