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First Bancorp cash flow, quarter by quarter

Latest: Q3 2026 · from the cash-flow statements filed with the SEC

Free cash flow$98.0M in Q3 2026 · $277M over twelve months

Operating cash flow$102M
Capital spending−$3.6M
Free cash flow+$98.0M
Cash / net income2.0×

Analysis

In Q3 2026, First Bancorp generated $102M of operating cash flow and spent $3.6M on capital projects, leaving free cash flow of $98.0M. That is $49.8M more than in Q3 2025 ($48.2M).

Over the twelve months to Sep 30, 2026, operating cash flow was $284M; the largest uses were other investing ($602M), dividends ($38.9M), capital spending ($7.6M); besides operations, cash came from other financing ($227M), shares issued ($267K); the cash balance fell by $146M.

Operating cash flow was $102M against net income of $51.3M — 2.0× profit, cash ran ahead of reported earnings. The largest differences: other operating capital +$16.5M, depreciation & amortization +$2.8M, stock-based pay +$925K.

Free cash flow

First Bancorp: free cash flow by quarterFirst Bancorp: free cash flow by quarter$68.2MQ4 2024$52.4MQ1 2025$44.3MQ2 2025$48.2MQ3 2025$54.0MQ4 2025$59.3MQ1 2026$65.5MQ2 2026$98.0MQ3 2026
Operating cash flow less capital spending.
First Bancorp: operating cash flow against capital spendingFirst Bancorp: operating cash flow against capital spendingOperating cash flowCapital spending$68.7M$498KQ4 2024$52.6M$243KQ1 2025$45.7M$1.4MQ2 2025$49.7M$1.5MQ3 2025$55.2M$1.2MQ4 2025$61.2M$1.9MQ1 2026$66.5M$1.0MQ2 2026$102M$3.6MQ3 2026
Latest (Q3 2026): Operating cash flow $102M, Capital spending $3.6M.

Capital allocation, year by year

First Bancorp: where the cash came from (up) and went (down), by fiscal yearFirst Bancorp: where the cash came from (up) and went (down), by fiscal yearOperating cash flowNet borrowingShares issuedAsset salesCapital spendingAcquisitionsBuybacksDividendsFY2021: Operating cash flow $142MFY2021: Net borrowing −$5.7MFY2021: Asset sales $11.6MFY2021: Capital spending −$9.4MFY2021: Acquisitions $209MFY2021: Buybacks −$4.0MFY2021: Dividends −$22.2M$363MFY2021FY2022: Operating cash flow $231MFY2022: Net borrowing $220MFY2022: Asset sales $299KFY2022: Capital spending −$5.3MFY2022: Dividends −$30.7M$451MFY2022FY2023: Operating cash flow $131MFY2023: Shares issued $4.5MFY2023: Asset sales $970KFY2023: Capital spending −$4.4MFY2023: Acquisitions $22.6MFY2023: Dividends −$34.9M$159MFY2023FY2024: Operating cash flow $175MFY2024: Shares issued $4.1MFY2024: Asset sales $1.3MFY2024: Capital spending −$2.7MFY2024: Dividends −$36.2M$180MFY2024FY2025: Operating cash flow $203MFY2025: Shares issued $1.5MFY2025: Asset sales $7.3MFY2025: Capital spending −$4.2MFY2025: Buybacks −$991KFY2025: Dividends −$37.3M$212MFY2025
Over these 5 years operating cash flow totalled $882M; the largest uses were dividends ($161M) and capital spending ($26.0M). Cash-flow statements as filed.

Where the cash came from and went

First Bancorp: sources (+) and uses (−) of cash, Q3 2026First Bancorp: sources (+) and uses (−) of cash, Q3 2026Other investing−$228MOperating cash flow$102MCash drawn (+) / kept (−)$98.6MOther financing$41.4MDividends−$9.9MCapital spending−$3.6MShares issued$41KTaxes on employees’ shares−$5K
First Bancorp: sources (+) and uses (−) of cash, TTM to Q3 2026First Bancorp: sources (+) and uses (−) of cash, TTM to Q3 2026Other investing−$602MOperating cash flow$284MOther financing$227MCash drawn (+) / kept (−)$146MDividends−$38.9MCapital spending−$7.6MBuybacks−$7.3MTaxes on employees’ shares−$2.3MShares issued$267K

From profit to cash

First Bancorp: net income to operating cash flow, Q3 2026First Bancorp: net income to operating cash flow, Q3 2026Net income$51.3MDepreciation & amortization$2.8MStock-based pay$925KOther operating capital$16.5MOperating cash flow$102M
Non-cash charges are added back; money tied up in receivables or inventory is subtracted.

Every quarter

QuarterOperating cash flowCapital spendingBuybacksDividendsShares issuedCash drawn (+) / kept (−)Free cash flow
Q3 2026$102M−$3.6M—−$9.9M$41K$98.6M$98.0M
Q2 2026$66.5M−$1.0M−$2.1M−$9.9M$100K$47.7M$65.5M
Q1 2026$61.2M−$1.9M−$5.1M−$9.5M$36K−$288M$59.3M
Q4 2025$55.2M−$1.2M$1K−$9.5M$90K$288M$54.0M
Q3 2025$49.7M−$1.5M—−$9.5M$163K$113M$48.2M
Q2 2025$45.7M−$1.4M—−$9.1M$1.1M$61.2M$44.3M
Q1 2025$52.6M−$243K−$992K−$9.1M$126K−$265M$52.4M
Q4 2024$68.7M−$498K—−$9.1M$665K$237M$68.2M

First Bancorp: income statement and cash flow

First Bancorp, Q3 2026: revenue $130M (+45% year over year), operating margin 49.7%. The chart follows the revenue to costs, profit and cash.

First Bancorp: every quarter, Q/Q and Y/Y → Open in the app

Read automatically from the company’s XBRL cash-flow statements; quarterly figures for the fourth quarter are the year less the first three. Errors are possible. Not investment advice.