Filing Flows › First Bancorp (FBP) › How it makes money
How First Bancorp (FBP) makes money
First Bancorp (FBP) made $260M of revenue in the third quarter 2026 (Q3 2026), +5% from a year earlier. Net interest income brought in $228M (87%); Noninterest income brought in $32.6M (13%). Of every dollar of revenue, 44¢ was left as operating profit, 37¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $228M | 87.5% | -0.7% | +4% |
| Noninterest income | $32.6M | 12.5% | -9% | +6% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $260M | 100.0% |
| Operating profit | $115M | 44.3% |
| Income tax | $19.1M | 7.4% |
| Net earnings | $96.1M | 37.0% |
| Operating cash flow | $105M | 40.4% |
| Free cash flow | $101M | 38.9% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $260M | +5% |
| Q2 2026 | $265M | +7% |
| Q1 2026 | $259M | +4% |
| Q4 2025 | $257M | +6% |
| Q3 2025 | $249M | +6% |
| Q2 2025 | $247M | +6% |
| Q1 2025 | $248M | +8% |
From First Bancorp's 10-Q filed Nov 6, 2026 (on EDGAR).
Questions
How does First Bancorp make money?
First Bancorp (FBP) made $260M of revenue in the third quarter 2026 (Q3 2026), +5% from a year earlier. Net interest income brought in $228M (87%); Noninterest income brought in $32.6M (13%). Of every dollar of revenue, 44¢ was left as operating profit, 37¢ was left as net earnings.
What is First Bancorp's biggest business?
Net interest income: $228M in the third quarter 2026, 87% of revenue, +4% from a year earlier.
What is First Bancorp's profit margin?
Net earnings were $96.1M, 37.0% of revenue, in the third quarter 2026; the operating margin was 44.3%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.