Filing Flows › First Community Bankshares (FCBC) › How it makes money
How First Community Bankshares (FCBC) makes money
First Community Bankshares (FCBC) made $48.5M of revenue in the third quarter 2026 (Q3 2026), +15% from a year earlier. Net interest income brought in $35.9M (74%); Noninterest income brought in $12.6M (26%). Of every dollar of revenue, 41¢ was left as operating profit, 32¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $35.9M | 73.9% | +3% | +15% |
| Noninterest income | $12.6M | 26.1% | -43% | +16% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $48.5M | 100.0% |
| Operating profit | $19.9M | 41.0% |
| Income tax | $4.5M | 9.2% |
| Net earnings | $15.4M | 31.8% |
| Operating cash flow | $22.1M | 45.7% |
| Free cash flow | $20.5M | 42.3% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $48.5M | +15% |
From First Community Bankshares' 10-Q filed Nov 6, 2026 (on EDGAR).
Questions
How does First Community Bankshares make money?
First Community Bankshares (FCBC) made $48.5M of revenue in the third quarter 2026 (Q3 2026), +15% from a year earlier. Net interest income brought in $35.9M (74%); Noninterest income brought in $12.6M (26%). Of every dollar of revenue, 41¢ was left as operating profit, 32¢ was left as net earnings.
What is First Community Bankshares' biggest business?
Net interest income: $35.9M in the third quarter 2026, 74% of revenue, +15% from a year earlier.
What is First Community Bankshares' profit margin?
Net earnings were $15.4M, 31.8% of revenue, in the third quarter 2026; the operating margin was 41.0%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.