Filing Flows › First Carolina Financial Services (FCBM) › Q2 2026
First Carolina Financial Services (FCBM) Q2 2026 earnings results (second quarter 2026)
10-Q filed Aug 14, 2026
First Carolina Financial Services (FCBM) reported revenue of $32.3M for the second quarter 2026 (Q2 2026), -12% from a year earlier. Operating margin was 20.1%, net earnings $5.1M (15.8% of revenue).
First Carolina Financial Services, Q2 2026: revenue $32.3M (-12% year over year), operating margin 20.1%, net earnings $5.1M. The chart follows the revenue to costs, profit and cash.
| Q2 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $32.3M | — | -12% |
| Operating profit | $6.5M | — | +5% |
| Net earnings | $5.1M | — | +11% |
What changed
Revenue was $32.3M in Q2 2026, down 12% year over year.
Operating profit was $6.5M, a 20.1% margin (up 3.3 points year over year). Total costs fell 16% while revenue fell 12%. Net earnings were $5.1M, up 11% year over year. The effective tax rate was 21.5%.
Questions
What was First Carolina Financial Services' revenue in the second quarter 2026?
First Carolina Financial Services (FCBM) reported revenue of $32.3M for the second quarter 2026 (Q2 2026), -12% from a year earlier.
Was First Carolina Financial Services profitable in the second quarter 2026?
Operating profit was $6.5M (20.1% of revenue) and net earnings $5.1M.
Source: First Carolina Financial Services 10-Q on SEC EDGAR.