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How First Commonwealth Financial (FCF) makes money
First Commonwealth Financial (FCF) made $143M of revenue in the third quarter 2026 (Q3 2026), +5% from a year earlier. Net interest income brought in $116M (81%); Noninterest income brought in $26.7M (19%). Of every dollar of revenue, 35¢ was left as operating profit, 31¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $116M | 81.3% | +3% | +5% |
| Noninterest income | $26.7M | 18.7% | -1% | +8% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $143M | 100.0% |
| Operating profit | $50.7M | 35.4% |
| Income tax | $5.7M | 4.0% |
| Net earnings | $44.9M | 31.4% |
| Operating cash flow | $16.0M | 11.2% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $143M | +5% |
From First Commonwealth Financial's 10-Q filed Nov 6, 2026 (on EDGAR).
Questions
How does First Commonwealth Financial make money?
First Commonwealth Financial (FCF) made $143M of revenue in the third quarter 2026 (Q3 2026), +5% from a year earlier. Net interest income brought in $116M (81%); Noninterest income brought in $26.7M (19%). Of every dollar of revenue, 35¢ was left as operating profit, 31¢ was left as net earnings.
What is First Commonwealth Financial's biggest business?
Net interest income: $116M in the third quarter 2026, 81% of revenue, +5% from a year earlier.
What is First Commonwealth Financial's profit margin?
Net earnings were $44.9M, 31.4% of revenue, in the third quarter 2026; the operating margin was 35.4%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.