Filing Flows

Filing Flows › First Citizens Bancshares (FCNCA) › Q2 2026 › vs Q2 2025

First Citizens Bancshares (FCNCA) Q2 2026 vs Q2 2025 (year over year)

First Citizens Bancshares's revenue rose $59.0M (+2%) from $2.4B in Q2 2025 to $2.4B in Q2 2026. Operating margin 36.6% against 31.9% (+4.7 pts).

First Citizens Bancshares, Q2 2026: revenue $2.4B (+2% year over year), operating margin 36.6%, net earnings $672M, operating cash flow $1.0B. The chart draws each line against Q2 2025, the increases inside each band.

First Citizens Bancshares: what changed, Q2 2026 vs Q2 2025First Citizens Bancshares: what changed, Q2 2026 vs Q2 2025Free cash flow (OCF − capex)$208MOperating cash flow$184MOperating profit$133MPre-tax earnings$133MNet earnings$97.0MCosts & expenses−$74.0MDepreciation & amortization$56.0MIncome tax$36.0MWorking capital & other$31.0MCapital expenditures−$24.0M

Margins

Q2 2026Q2 2025Change
Operating margin36.6%31.9%+4.7 pts
Net margin27.6%24.2%+3.4 pts
Free cash flow margin38.7%30.9%+7.8 pts

Every line

LineQ2 2026Q2 2025Change%
Revenue$2.4B$2.4B$59.0M+2%
Operating profit$891M$758M$133M+18%
Costs & expenses$1.5B$1.6B−$74.0M-5%
Pre-tax earnings$891M$758M$133M+18%
Net earnings$672M$575M$97.0M+17%
Income tax$219M$183M$36.0M+20%
Depreciation & amortization$156M$100M$56.0M+56%
Working capital & other$215M$184M$31.0M+17%
Operating cash flow$1.0B$859M$184M+21%
Free cash flow (OCF − capex)$941M$733M$208M+28%
Capital expenditures$102M$126M−$24.0M-19%

Questions

How much did First Citizens Bancshares's revenue grow year over year in Q2 2026?

First Citizens Bancshares's revenue rose $59.0M (+2%) from $2.4B in Q2 2025 to $2.4B in Q2 2026. Operating margin 36.6% against 31.9% (+4.7 pts).

Q2 2026 results → · Compare in the interactive Sankey →