Filing Flows › First Citizens Bancshares (FCNCA) › Q3 2026 › vs Q3 2025
First Citizens Bancshares (FCNCA) Q3 2026 vs Q3 2025 (year over year)
First Citizens Bancshares's revenue rose $0 (0%) from $2.4B in Q3 2025 to $2.4B in Q3 2026. Operating margin 33.1% against 30.9% (+2.2 pts).
First Citizens Bancshares, Q3 2026: revenue $2.4B (0% year over year), operating margin 33.1%, net earnings $606M, operating cash flow $902M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 33.1% | 30.9% | +2.2 pts |
| Net margin | 24.9% | 23.3% | +1.6 pts |
| Free cash flow margin | 28.3% | 27.9% | +0.5 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Revenue | $2.4B | $2.4B | $0 | 0% |
| Operating profit | $805M | $751M | $54.0M | +7% |
| Costs & expenses | $1.6B | $1.7B | −$54.0M | -3% |
| Pre-tax earnings | $805M | $751M | $54.0M | +7% |
| Net earnings | $606M | $568M | $38.0M | +7% |
| Income tax | $199M | $183M | $16.0M | +9% |
| Depreciation & amortization | $183M | $91.0M | $92.0M | +101% |
| Working capital & other | $113M | $257M | −$144M | -56% |
| Operating cash flow | $902M | $916M | −$14.0M | -2% |
| Free cash flow (OCF − capex) | $689M | $678M | $11.0M | +2% |
| Capital expenditures | $213M | $238M | −$25.0M | -11% |
Questions
How much did First Citizens Bancshares's revenue grow year over year in Q3 2026?
First Citizens Bancshares's revenue rose $0 (0%) from $2.4B in Q3 2025 to $2.4B in Q3 2026. Operating margin 33.1% against 30.9% (+2.2 pts).