Filing Flows › First Citizens Bancshares (FCNCA) › How it makes money
How First Citizens Bancshares (FCNCA) makes money
First Citizens Bancshares (FCNCA) made $2.4B of revenue in the third quarter 2026 (Q3 2026), 0% from a year earlier. Of every dollar of revenue, 33¢ was left as operating profit, 25¢ was left as net earnings.
Drawing the Sankey…
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $2.4B | 100.0% |
| Operating profit | $805M | 33.1% |
| Income tax | $199M | 8.2% |
| Net earnings | $606M | 24.9% |
| Operating cash flow | $902M | 37.1% |
| Free cash flow | $689M | 28.3% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $2.4B | 0% |
| Q2 2026 | $2.4B | +2% |
| Q1 2026 | $2.3B | +0.7% |
| Q4 2025 | $2.4B | +1% |
| Q3 2025 | $2.4B | -0.5% |
| Q2 2025 | $2.4B | -4% |
| Q1 2025 | $2.3B | -6% |
From First Citizens Bancshares' 10-Q filed Nov 6, 2026 (on EDGAR).
Questions
How does First Citizens Bancshares make money?
First Citizens Bancshares (FCNCA) made $2.4B of revenue in the third quarter 2026 (Q3 2026), 0% from a year earlier. Of every dollar of revenue, 33¢ was left as operating profit, 25¢ was left as net earnings.
What is First Citizens Bancshares' profit margin?
Net earnings were $606M, 24.9% of revenue, in the third quarter 2026; the operating margin was 33.1%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.