Filing Flows › Fidelity D & D Bancorp (FDBC) › Q3 2026 › vs Q3 2025
Fidelity D & D Bancorp (FDBC) Q3 2026 vs Q3 2025 (year over year)
Fidelity D & D Bancorp's revenue rose $4.4M (+19%) from $23.5M in Q3 2025 to $27.9M in Q3 2026. The biggest changes: Net interest income +$3.4M (+18%); Noninterest income +$1.0M (+20%). Operating margin 38.5% against 36.5% (+2.0 pts).
Fidelity D & D Bancorp, Q3 2026: revenue $27.9M (+19% year over year), operating margin 38.5%, net earnings $8.9M, operating cash flow $13.6M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 38.5% | 36.5% | +2.0 pts |
| Net margin | 31.9% | 31.2% | +0.7 pts |
| Free cash flow margin | 37.8% | 9.3% | +28.5 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Net interest income | $21.8M | $18.4M | $3.4M | +18% |
| Noninterest income | $6.1M | $5.1M | $1.0M | +20% |
| Revenue | $27.9M | $23.5M | $4.4M | +19% |
| Operating profit | $10.8M | $8.6M | $2.2M | +25% |
| Costs & expenses | $17.2M | $14.9M | $2.2M | +15% |
| Pre-tax earnings | $10.8M | $8.6M | $2.2M | +25% |
| Credit loss provision | $1.1M | $200K | $909K | +454% |
| Noninterest expense | $16.1M | $14.6M | $1.5M | +10% |
| Net earnings | $8.9M | $7.3M | $1.6M | +21% |
| Income tax | $1.9M | $1.2M | $605K | +49% |
| Depreciation & amortization | $1.6M | $1.4M | $180K | +13% |
| Share-based compensation | $324K | $209K | $115K | +55% |
| Working capital & other | $2.8M | −$533K | $3.3M | — |
| Operating cash flow | $13.6M | $8.4M | $5.2M | +62% |
| Free cash flow (OCF − capex) | $10.6M | $2.2M | $8.4M | +381% |
| Capital expenditures | $3.1M | $6.2M | −$3.2M | -51% |
Questions
How much did Fidelity D & D Bancorp's revenue grow year over year in Q3 2026?
Fidelity D & D Bancorp's revenue rose $4.4M (+19%) from $23.5M in Q3 2025 to $27.9M in Q3 2026.
What drove Fidelity D & D Bancorp's revenue change in Q3 2026?
Net interest income +$3.4M (+18%); Noninterest income +$1.0M (+20%).