Filing Flows › First Financial Bancorp (FFBC) › How it makes money
How First Financial Bancorp (FFBC) makes money
First Financial Bancorp (FFBC) made $274M of revenue in the third quarter 2026 (Q3 2026), +17% from a year earlier. Net interest income brought in $196M (72%); Noninterest income brought in $77.7M (28%). Of every dollar of revenue, 36¢ was left as operating profit, 30¢ was left as net earnings.
Drawing the Sankey…
Revenue by segment, Q3 2026
| Segment | Revenue | Share | Q/Q | Y/Y |
|---|---|---|---|---|
| Net interest income | $196M | 71.6% | +3% | +22% |
| Noninterest income | $77.7M | 28.4% | +5% | +6% |
Where each dollar of revenue goes
| Line | Q3 2026 | % of revenue |
|---|---|---|
| Revenue | $274M | 100.0% |
| Operating profit | $99.3M | 36.2% |
| Income tax | $18.1M | 6.6% |
| Net earnings | $81.2M | 29.6% |
| Operating cash flow | $112M | 41.0% |
| Free cash flow | $107M | 39.2% |
Revenue, quarter by quarter
| Quarter | Revenue | Y/Y |
|---|---|---|
| Q3 2026 | $274M | +17% |
From First Financial Bancorp's 10-Q filed Nov 6, 2026 (on EDGAR).
Questions
How does First Financial Bancorp make money?
First Financial Bancorp (FFBC) made $274M of revenue in the third quarter 2026 (Q3 2026), +17% from a year earlier. Net interest income brought in $196M (72%); Noninterest income brought in $77.7M (28%). Of every dollar of revenue, 36¢ was left as operating profit, 30¢ was left as net earnings.
What is First Financial Bancorp's biggest business?
Net interest income: $196M in the third quarter 2026, 72% of revenue, +22% from a year earlier.
What is First Financial Bancorp's profit margin?
Net earnings were $81.2M, 29.6% of revenue, in the third quarter 2026; the operating margin was 36.2%.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.