Filing Flows › First Financial Bankshares (FFIN) › Stock forecast & fair value
First Financial Bankshares (FFIN) stock forecast and fair value
First Financial Bankshares (FFIN) trades at $30.77. 7 analysts' median price target is $34.00 (+10%), from $33.00 to $38.00. Across 14 valuation methods the middle fair value is $23.87 (-22%).
Fair value by method
| Method | Low | Point | High | vs price |
|---|---|---|---|---|
| P/E vs peers | $21.21 | $23.87 | $27.16 | -22% |
| P/E vs peers, weighted | $22.56 | $26.45 | $32.93 | -14% |
| P/E vs peers, matched | $21.54 | $24.13 | $27.79 | -22% |
| Residual income | $15.64 | $16.22 | $16.84 | -47% |
| P/TBV vs ROTCE (bank peers) | $18.33 | $22.62 | $26.91 | -26% |
| Analysts' price targets | $33.00 | $34.71 | $38.00 | +13% |
| Shareholder yield (dividends + buybacks) | $10.12 | $11.68 | $13.82 | -62% |
| Justified P/TBV (Gordon growth) | $26.84 | $32.24 | $40.36 | +5% |
| Dividend discount (Gordon) | $12.85 | $15.43 | $19.32 | -50% |
| Stage-weighted value (financial (bank / insurer)) | $18.67 | $21.72 | $25.54 | -29% |
First Financial Bankshares' latest quarter
First Financial Bankshares, Q3 2026: revenue $174M (+8% year over year), operating margin 52.3%, net earnings $74.3M, operating cash flow $92.9M. The chart follows the revenue to costs, profit and cash.
Questions
What is the price target for FFIN stock?
The median of 7 analysts' 12-month targets is $34.00, +10% from $30.77; the range is $33.00 to $38.00. The average rating is none.
What is First Financial Bankshares' fair value?
The fair-value methods on Filing Flows (DCF, Monte Carlo, peer multiples and others) put it between $11.68 and $34.71, with a middle value of $23.87 against a price of $30.77. Each method's assumptions are on the page.
Does First Financial Bankshares usually beat earnings estimates?
It beat the consensus EPS estimate in 50% of the quarters on record.
Is FFIN stock a buy?
Filing Flows does not give advice. It shows what analysts expect, what each valuation method implies and the figures behind them, read from SEC filings, so you can judge for yourself.
Updated Nov 8, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.