Filing Flows › First Hawaiian (FHB) › Q3 2026 › vs Q3 2025
First Hawaiian (FHB) Q3 2026 vs Q3 2025 (year over year)
First Hawaiian's revenue rose $3.8M (+2%) from $226M in Q3 2025 to $230M in Q3 2026. Operating margin 21.7% against 42.5% (-20.8 pts).
First Hawaiian, Q3 2026: revenue $230M (+2% year over year), operating margin 21.7%, net earnings $63.7M, operating cash flow $107M. The chart draws each line against Q3 2025, the increases inside each band.
Margins
| Q3 2026 | Q3 2025 | Change | |
|---|---|---|---|
| Operating margin | 21.7% | 42.5% | -20.8 pts |
| Net margin | 27.7% | 32.6% | -4.9 pts |
| Free cash flow margin | 44.2% | 21.9% | +22.4 pts |
Every line
| Line | Q3 2026 | Q3 2025 | Change | % |
|---|---|---|---|---|
| Revenue | $230M | $226M | $3.8M | +2% |
| Operating profit | $49.9M | $96.1M | −$46.3M | -48% |
| Costs & expenses | $180M | $130M | $50.1M | +38% |
| Pre-tax earnings | $49.9M | $96.1M | −$46.3M | -48% |
| Sales & marketing | $2.2M | $2.0M | $124K | +6% |
| Other operating costs | $178M | $128M | $50.0M | +39% |
| Income tax benefit | $13.9M | −$22.3M | $36.2M | — |
| Net earnings | $63.7M | $73.8M | −$10.1M | -14% |
| Depreciation & amortization | $7.2M | $7.9M | −$643K | -8% |
| Share-based compensation | $4.0M | $4.1M | −$138K | -3% |
| Working capital & other | $31.9M | −$28.7M | $60.6M | — |
| Operating cash flow | $107M | $57.1M | $49.7M | +87% |
| Free cash flow (OCF − capex) | $102M | $49.5M | $52.3M | +106% |
| Capital expenditures | $5.0M | $7.6M | −$2.6M | -34% |
Questions
How much did First Hawaiian's revenue grow year over year in Q3 2026?
First Hawaiian's revenue rose $3.8M (+2%) from $226M in Q3 2025 to $230M in Q3 2026. Operating margin 21.7% against 42.5% (-20.8 pts).