Filing Flows

Filing Flows › Companies › First Interstate Bancsystem › Cash flow

First Interstate Bancsystem cash flow, quarter by quarter

Latest: Q3 2026 · from the cash-flow statements filed with the SEC

Free cash flow$106M in Q3 2026 · $286M over twelve months

Operating cash flow$106M
Free cash flow+$106M
Cash / net income1.7×

Analysis

In Q3 2026, First Interstate Bancsystem generated $106M of operating cash flow. That is $14.0M more than in Q3 2025 ($91.7M).

Over the twelve months to Sep 30, 2026, operating cash flow was $286M; the largest uses were other financing ($344M), buybacks ($326M), dividends ($185M); besides operations, cash came from other investing ($373M); the cash balance fell by $197M.

Operating cash flow was $106M against net income of $62.2M — 1.7× profit, cash ran ahead of reported earnings. The largest differences: payables +$23.9M, depreciation & amortization +$12.8M, stock-based pay +$3.2M.

Free cash flow

First Interstate Bancsystem: free cash flow by quarterFirst Interstate Bancsystem: free cash flow by quarter$95.2MQ4 2024$78.5MQ1 2025$68.1MQ2 2025$91.7MQ3 2025$67.3MQ4 2025$55.0MQ1 2026$57.9MQ2 2026$106MQ3 2026
Operating cash flow less capital spending.
First Interstate Bancsystem: operating cash flow against capital spendingFirst Interstate Bancsystem: operating cash flow against capital spendingOperating cash flowCapital spending$95.2M$0Q4 2024$78.5M$0Q1 2025$68.1M$0Q2 2025$91.7M$0Q3 2025$67.3M$0Q4 2025$55.0M$0Q1 2026$57.9M$0Q2 2026$106M$0Q3 2026
Latest (Q3 2026): Operating cash flow $106M, Capital spending $0.

Capital allocation, year by year

First Interstate Bancsystem: where the cash came from (up) and went (down), by fiscal yearFirst Interstate Bancsystem: where the cash came from (up) and went (down), by fiscal yearOperating cash flowNet borrowingShares issuedBuybacksDividendsFY2021: Operating cash flow $282MFY2021: Shares issued $400KFY2021: Buybacks −$5.4MFY2021: Dividends −$102M$283MFY2021FY2022: Operating cash flow $534MFY2022: Net borrowing $2.3BFY2022: Shares issued $100KFY2022: Buybacks −$199MFY2022: Dividends −$182M$2.9BFY2022FY2023: Operating cash flow $428MFY2023: Net borrowing $276MFY2023: Buybacks −$34.0MFY2023: Dividends −$195M$704MFY2023FY2024: Operating cash flow $355MFY2024: Net borrowing −$1.0BFY2024: Buybacks −$1.2MFY2024: Dividends −$196M$355MFY2024FY2025: Operating cash flow $306MFY2025: Net borrowing −$1.6BFY2025: Buybacks −$122MFY2025: Dividends −$194M$306MFY2025
Over these 5 years operating cash flow totalled $1.9B; the largest uses were net borrowing ($2.6B) and dividends ($869M). Cash-flow statements as filed.

Where the cash came from and went

First Interstate Bancsystem: sources (+) and uses (−) of cash, Q3 2026First Interstate Bancsystem: sources (+) and uses (−) of cash, Q3 2026Other investing$126MOperating cash flow$106MCash drawn (+) / kept (−)−$85.5MBuybacks−$77.2MDividends−$45.2MOther financing−$23.9M
First Interstate Bancsystem: sources (+) and uses (−) of cash, TTM to Q3 2026First Interstate Bancsystem: sources (+) and uses (−) of cash, TTM to Q3 2026Other investing$373MOther financing−$344MBuybacks−$326MOperating cash flow$286MCash drawn (+) / kept (−)$197MDividends−$185M

From profit to cash

First Interstate Bancsystem: net income to operating cash flow, Q3 2026First Interstate Bancsystem: net income to operating cash flow, Q3 2026Net income$62.2MDepreciation & amortization$12.8MStock-based pay$3.2MDeferred taxes−$1.1MGains on disposals$1.4MPayables$23.9MPrepaid and other assets$3.0MOperating cash flow$106M
Non-cash charges are added back; money tied up in receivables or inventory is subtracted.

Every quarter

QuarterOperating cash flowBuybacksDividendsNet borrowing (+) / repaid (−)Cash drawn (+) / kept (−)Free cash flow
Q3 2026$106M−$77.2M−$45.2M—−$85.5M$106M
Q2 2026$57.9M−$69.5M−$46.0M—$41.6M$57.9M
Q1 2026$55.0M−$87.7M−$45.7M—$101M$55.0M
Q4 2025$67.3M−$91.2M−$48.1M—$140M$67.3M
Q3 2025$91.7M−$27.5M−$49.1M−$375M−$359M$91.7M
Q2 2025$68.1M—−$49.1M−$710M−$219M$68.1M
Q1 2025$78.5M−$3.2M−$48.0M−$608M$25.2M$78.5M
Q4 2024$95.2M—−$49.0M−$525M−$198M$95.2M

First Interstate Bancsystem: income statement and cash flow

First Interstate Bancsystem, Q3 2026: revenue $250M (-0.4% year over year), operating margin 32.8%. The chart follows the revenue to costs, profit and cash.

First Interstate Bancsystem: every quarter, Q/Q and Y/Y → Open in the app

Read automatically from the company’s XBRL cash-flow statements; quarterly figures for the fourth quarter are the year less the first three. Errors are possible. Not investment advice.