Filing Flows › Fair Isaac (FICO) › Q3 FY26 › vs Q2 FY26
Fair Isaac (FICO) Q3 FY26 vs Q2 FY26 (quarter over quarter)
Fair Isaac's revenue fell $17.5M (-3%) from $692M in Q2 FY26 to $674M in Q3 FY26. The biggest changes: Scores −$16.1M (-3%); On-premises and SaaS software −$2.3M (-1%); Professional services +$849K (+5%). Operating margin 53.8% against 58.2% (-4.4 pts).
Fair Isaac, Q3 FY26: revenue $674M (+26% year over year), operating margin 53.8%, net earnings $237M, operating cash flow $380M. The chart draws each line against Q2 FY26, the increases inside each band.
Margins
| Q3 FY26 | Q2 FY26 | Change | |
|---|---|---|---|
| Operating margin | 53.8% | 58.2% | -4.4 pts |
| Net margin | 35.2% | 38.2% | -3.1 pts |
Every line
| Line | Q3 FY26 | Q2 FY26 | Change | % |
|---|---|---|---|---|
| Scores | $459M | $475M | −$16.1M | -3% |
| On-premises and SaaS software | $197M | $199M | −$2.3M | -1% |
| Professional services | $18.3M | $17.5M | $849K | +5% |
| Revenue | $674M | $692M | −$17.5M | -3% |
| Operating profit | $363M | $402M | −$39.8M | -10% |
| Costs & expenses | $312M | $289M | $22.3M | +8% |
| Pre-tax earnings | $315M | $356M | −$41.4M | -12% |
| Other expense, net | $48.0M | $46.4M | $1.5M | +3% |
| Cost of revenue | $87.0M | $91.2M | −$4.2M | -5% |
| Research & development | $53.7M | $53.9M | −$208K | -0.4% |
| SG&A | $171M | $144M | $26.7M | +19% |
| Net earnings | $237M | $264M | −$27.3M | -10% |
| Income tax | $77.5M | $91.6M | −$14.1M | -15% |
| Depreciation & amortization | $4.2M | $3.9M | $330K | +8% |
| Share-based compensation | $52.3M | $45.3M | $7.0M | +15% |
| Working capital & other | $86.7M | −$90.3M | $177M | — |
| Operating cash flow | $380M | $223M | $157M | +70% |
Questions
How much did Fair Isaac's revenue grow quarter over quarter in Q3 FY26?
Fair Isaac's revenue fell $17.5M (-3%) from $692M in Q2 FY26 to $674M in Q3 FY26.
What drove Fair Isaac's revenue change in Q3 FY26?
Scores −$16.1M (-3%); On-premises and SaaS software −$2.3M (-1%); Professional services +$849K (+5%).