Filing Flows › Fair Isaac (FICO) › Q3 FY26 › vs Q3 FY25
Fair Isaac (FICO) Q3 FY26 vs Q3 FY25 (year over year)
Fair Isaac's revenue rose $138M (+26%) from $536M in Q3 FY25 to $674M in Q3 FY26. The biggest changes: Scores +$135M (+41%); On-premises and SaaS software +$9.1M (+5%); Professional services −$5.9M (-24%). Operating margin 53.8% against 48.9% (+4.8 pts).
Fair Isaac, Q3 FY26: revenue $674M (+26% year over year), operating margin 53.8%, net earnings $237M, operating cash flow $380M. The chart draws each line against Q3 FY25, the increases inside each band.
Margins
| Q3 FY26 | Q3 FY25 | Change | |
|---|---|---|---|
| Operating margin | 53.8% | 48.9% | +4.8 pts |
| Net margin | 35.2% | 33.9% | +1.3 pts |
| Free cash flow margin | 54.9% | 51.5% | +3.4 pts |
Every line
| Line | Q3 FY26 | Q3 FY25 | Change | % |
|---|---|---|---|---|
| Scores | $459M | $324M | $135M | +41% |
| On-premises and SaaS software | $197M | $188M | $9.1M | +5% |
| Professional services | $18.3M | $24.2M | −$5.9M | -24% |
| Revenue | $674M | $536M | $138M | +26% |
| Operating profit | $363M | $263M | $100M | +38% |
| Costs & expenses | $312M | $274M | $37.7M | +14% |
| Pre-tax earnings | $315M | $237M | $77.7M | +33% |
| Other expense, net | $48.0M | $25.5M | $22.4M | +88% |
| Cost of revenue | $87.0M | $87.6M | −$554K | -0.6% |
| Research & development | $53.7M | $47.2M | $6.5M | +14% |
| SG&A | $171M | $139M | $31.7M | +23% |
| Net earnings | $237M | $182M | $55.4M | +30% |
| Income tax | $77.5M | $55.2M | $22.3M | +40% |
| Depreciation & amortization | $4.2M | $4.0M | $237K | +6% |
| Share-based compensation | $52.3M | $41.9M | $10.4M | +25% |
| Working capital & other | $86.7M | $58.5M | $28.2M | +48% |
| Operating cash flow | $380M | $286M | $94.2M | +33% |
| Free cash flow (company-reported) | $370M | $276M | $94.1M | +34% |
| Capital expenditures | $10.1M | $10.0M | $113K | +1% |
Questions
How much did Fair Isaac's revenue grow year over year in Q3 FY26?
Fair Isaac's revenue rose $138M (+26%) from $536M in Q3 FY25 to $674M in Q3 FY26.
What drove Fair Isaac's revenue change in Q3 FY26?
Scores +$135M (+41%); On-premises and SaaS software +$9.1M (+5%); Professional services −$5.9M (-24%).