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Figure Technology Solutions (FIGR) earnings and revenue breakdown
Latest: Q2 2026 · 10-Q filed Aug 14, 2026 · Figure Technology Solutions (FIGR) Q2 2026 earnings results →
Q2 2026 Revenue up 113% year over year to $226M · 39¢ of every $1 of revenue kept as net profit · operating margin 34.5%
Figure Technology Solutions made $226M in Q2 2026 (+113% Y/Y). Operating margin 34.5%, net earnings $87.4M. See where every dollar goes — costs, profit and cash — as a Sankey from the 10-Q filed Aug 14, 2026.
Drawing the Sankey…
Open the interactive Sankey → click any line for what the company wrote about it, compare Y/Y and Q/Q, export as PNG or PDF
What changed this quarter
Revenue was $225.6M in Q2 2026, up 113% year over year and up 35% from the previous quarter.
Operating profit was $77.7M, a 34.5% margin (up 8.3 points year over year). Of the extra revenue versus a year earlier, 42% reached operating profit, above the 26% margin then. Total costs grew 89% against revenue growth of 113%. The fastest-growing cost line was General & admin (+214%). Net earnings were $87.4M, up 192% year over year. The effective tax rate was -5.4%.
Operating cash flow was −$35.2M. Non-cash charges added back $26.1M of share-based compensation. Working capital and other items used $148.7M.
Quarterly history
| Quarter | Form | Filed | Revenue | Y/Y | Op. margin | Net earnings | Op. cash flow |
|---|---|---|---|---|---|---|---|
| Q2 2026 | 10-Q | Aug 14, 2026 | $226M | +113% | 34.5% | $87.4M | −$35.2M |
| Q1 2026 | 10-Q | May 15, 2026 | $167M | +98% | 25.1% | $44.9M | −$37.8M |
| Q4 2025 | 10-K | Mar 16, 2026 | $160M | +91% | 18.1% | $15.2M | $13.3M |
| Q3 2025 | 10-Q | Nov 13, 2025 | $156M | +55% | 33.7% | $89.6M | −$26.8M |
Charts
Interactive views
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💵Where each $1 goesinteractive
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🌏Named in Asian annual reportsinteractive
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🔄Rotation against the market and its industry (RRG)interactive
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🔍Earnings qualityinteractive
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⚖️Fair value by methodinteractive
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🔭Outlook & guidanceinteractive
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📈Investments: gains and what it boughtinteractive
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🏭Its industry’s money flow (input-output)interactive
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About Figure Technology Solutions
Figure’s proprietary technology powers next-generation lending, trading and investing activities in areas such as consumer credit and digital assets. Our application of the blockchain ledger allows us to better serve our end-customers, improve speed and efficiency, and enhance standardization and liquidity. Using our technology, we continue to develop dynamic, vertically-integrated marketplaces across the approximately $2 trillion consumer credit market and the rapidly growing approximately $3 trillion cryptocurrency and digital asset market.
In its own words, from its 10-K, filed Mar 16, 2026.
Figure Technology Solutions against its Loan Brokers peers
The largest companies of the same SEC industry, each at its latest quarter. Revenue growth: +113% against the peers' median +113%. Operating margin: 34.5% against the peers' median 34.5%.
| Company | Quarter | Revenue | Y/Y | Op. margin |
|---|---|---|---|---|
| FIGR Figure Technology Solutions | Q2 2026 | $226M | +113% | 34.5% |
| TREE LendingTree | Q3 2026 | $344M | +12% | -20.5% |
| BETR Better Home & Finance Holding | Q2 2026 | $54.7M | +28% | -57.4% |
| TAAG Awareness Group | Q3 FY26 | $2.8M | 37× | 36.1% |
Source: Figure Technology Solutions 10-Q on SEC EDGAR · CIK 2064124 · Loan Brokers
13F: who owns FIGR and who is buying
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History
Every quarter: Q2 2026 results · Q1 2026 results · Q4 2025 results · Q3 2025 results