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How Financial Institutions (FISI) makes money

Financial Institutions (FISI) made $64.7M of revenue in the third quarter 2026 (Q3 2026), +1% from a year earlier. Net interest income brought in $54.3M (84%); Noninterest income brought in $10.5M (16%). Of every dollar of revenue, 37¢ was left as operating profit, 31¢ was left as net earnings.

Drawing the Sankey…

Financial Institutions revenue by segment, Q3 2026Financial Institutions revenue by segment, Q3 2026Net interest income$54.3MNoninterest income$10.5M
Financial Institutions: where each dollar of revenue goesFinancial Institutions: where each dollar of revenue goesOperating profit37¢Income tax6¢Net earnings31¢Operating cash flow52¢Free cash flow49¢

Revenue by segment, Q3 2026

SegmentRevenueShareQ/QY/Y
Net interest income$54.3M83.8%+2%+5%
Noninterest income$10.5M16.2%-5%-13%

Where each dollar of revenue goes

LineQ3 2026% of revenue
Revenue$64.7M100.0%
Operating profit$24.0M37.1%
Income tax$4.1M6.3%
Net earnings$20.0M30.9%
Operating cash flow$33.6M51.9%
Free cash flow$31.8M49.1%

Revenue, quarter by quarter

QuarterRevenueY/Y
Q3 2026$64.7M+1%

From Financial Institutions' 10-Q filed Nov 9, 2026 (on EDGAR).

Questions

How does Financial Institutions make money?

Financial Institutions (FISI) made $64.7M of revenue in the third quarter 2026 (Q3 2026), +1% from a year earlier. Net interest income brought in $54.3M (84%); Noninterest income brought in $10.5M (16%). Of every dollar of revenue, 37¢ was left as operating profit, 31¢ was left as net earnings.

What is Financial Institutions' biggest business?

Net interest income: $54.3M in the third quarter 2026, 84% of revenue, +5% from a year earlier.

What is Financial Institutions' profit margin?

Net earnings were $20.0M, 30.9% of revenue, in the third quarter 2026; the operating margin was 37.1%.

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Updated Nov 9, 2026. Read automatically from SEC filings and public data; errors are possible. Not investment advice.