Filing Flows › Fold Holdings (FLD) › Q2 2026
Fold Holdings (FLD) Q2 2026 earnings results (second quarter 2026)
10-Q filed Aug 11, 2026
Fold Holdings (FLD) reported revenue of $6.1M for the second quarter 2026 (Q2 2026), -26% from a year earlier and +9% from the quarter before. Operating margin was -158.5%, net loss $9.7M (158.5% of revenue).
Fold Holdings, Q2 2026: revenue $6.1M (-26% year over year), operating margin -158.5%, net loss $9.7M, operating cash flow −$9.5M. The chart follows the revenue to costs, profit and cash.
| Q2 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $6.1M | +9% | -26% |
| Operating profit | −$9.7M | — | -172% |
| Net earnings | −$9.7M | — | -172% |
| Operating cash flow | −$9.5M | — | — |
What changed
Revenue was $6.1M in Q2 2026, down 26% year over year and up 9% from the previous quarter. Banking and Payment Revenues was the largest line at 87% of revenue. Banking and Payment Revenues lost $2.6M year over year (down 33%), 126% of the total change.
Operating costs exceeded revenue by $9.7M, an operating margin of -158.5%. The quarter ended with a net loss of $9.7M, narrower than the previous quarter's $29.2M loss.
Operating cash flow was −$9.5M. Non-cash charges added back $1.7M of share-based compensation. Working capital and other items used $1.5M.
Questions
What was Fold Holdings' revenue in the second quarter 2026?
Fold Holdings (FLD) reported revenue of $6.1M for the second quarter 2026 (Q2 2026), -26% from a year earlier and +9% from the quarter before.
Was Fold Holdings profitable in the second quarter 2026?
Operating loss was $9.7M (-158.5% of revenue) and net loss $9.7M.
Source: Fold Holdings 10-Q on SEC EDGAR.