Filing Flows › Flagstar Bank, National Association (FLG) › Q2 2026 › vs Q2 2025
Flagstar Bank, National Association (FLG) Q2 2026 vs Q2 2025 (year over year)
Flagstar Bank, National Association's revenue rose $20.0M (+4%) from $496M in Q2 2025 to $516M in Q2 2026. The biggest changes: Net interest income +$21.0M (+5%); Noninterest income −$1.0M (-1%). Operating margin 9.3% against -16.3% (+25.6 pts).
Flagstar Bank, National Association, Q2 2026: revenue $516M (+4% year over year), operating margin 9.3%, net earnings $34.0M, operating cash flow $226M. The chart draws each line against Q2 2025, the increases inside each band.
Margins
| Q2 2026 | Q2 2025 | Change | |
|---|---|---|---|
| Operating margin | 9.3% | -16.3% | +25.6 pts |
| Net margin | 6.6% | -14.1% | +20.7 pts |
Every line
| Line | Q2 2026 | Q2 2025 | Change | % |
|---|---|---|---|---|
| Net interest income | $440M | $419M | $21.0M | +5% |
| Noninterest income | $76.0M | $77.0M | −$1.0M | -1% |
| Revenue | $516M | $496M | $20.0M | +4% |
| Operating profit | $48.0M | −$81.0M | $129M | — |
| Costs & expenses | $468M | $577M | −$109M | -19% |
| Pre-tax earnings | $48.0M | −$81.0M | $129M | — |
| Credit loss provision | $18.0M | $64.0M | −$46.0M | -72% |
| Noninterest expense | $450M | $513M | −$63.0M | -12% |
| Net earnings | $34.0M | −$70.0M | $104M | — |
| Income tax | $14.0M | −$11.0M | $25.0M | — |
| Depreciation & amortization | $33.0M | $37.0M | −$4.0M | -11% |
| Share-based compensation | $19.0M | $14.0M | $5.0M | +36% |
| Working capital & other | $140M | $374M | −$234M | -63% |
| Operating cash flow | $226M | $355M | −$129M | -36% |
Questions
How much did Flagstar Bank, National Association's revenue grow year over year in Q2 2026?
Flagstar Bank, National Association's revenue rose $20.0M (+4%) from $496M in Q2 2025 to $516M in Q2 2026.
What drove Flagstar Bank, National Association's revenue change in Q2 2026?
Net interest income +$21.0M (+5%); Noninterest income −$1.0M (-1%).