Filing Flows › Flagstar Bank, National Association (FLG) › Q3 2026
Flagstar Bank, National Association (FLG) Q3 2026 earnings results (third quarter 2026)
10-Q filed Nov 6, 2026
Flagstar Bank, National Association (FLG) reported revenue of $530M for the third quarter 2026 (Q3 2026), +2% from a year earlier and +3% from the quarter before. Operating margin was -1.9%, net earnings $12.0M (2.3% of revenue).
Flagstar Bank, National Association, Q3 2026: revenue $530M (+2% year over year), operating margin -1.9%, net earnings $12.0M, operating cash flow −$5.0M. The chart follows the revenue to costs, profit and cash.
| Q3 2026 | Amount | Q/Q | Y/Y |
|---|---|---|---|
| Revenue | $530M | +3% | +2% |
| Operating profit | −$10.0M | -121% | — |
| Net earnings | $12.0M | -65% | — |
| Operating cash flow | −$5.0M | -102% | -102% |
What changed
Revenue was $530.0M in Q3 2026, up 2% year over year and up 3% from the previous quarter. Net interest income was the largest line at 87% of revenue. Net interest income added $35.0M year over year (up 8%), 318% of the total change. Noninterest income declined 26%.
Operating costs exceeded revenue by $10.0M, an operating margin of -1.9%. Total costs fell 4% while revenue rose 2%. The fastest-growing cost line was Credit loss provision (+100%). Net earnings were $12.0M.
Operating cash flow was −$5.0M. Non-cash charges added back $32.0M of depreciation and amortization and $19.0M of share-based compensation. Working capital and other items used $68.0M.
Questions
What was Flagstar Bank, National Association's revenue in the third quarter 2026?
Flagstar Bank, National Association (FLG) reported revenue of $530M for the third quarter 2026 (Q3 2026), +2% from a year earlier and +3% from the quarter before.
Was Flagstar Bank, National Association profitable in the third quarter 2026?
Operating loss was $10.0M (-1.9% of revenue) and net earnings $12.0M.
Source: Flagstar Bank, National Association 10-Q on SEC EDGAR.